BEC and AI: Protect your business from deepfake fraud

September 27, 2023

Deepfake audio is helping cybercriminals execute scams through impersonation. This strategy for committing fraud poses significant risks to companies who need to adopt best practices to protect themselves.

Cybercriminals continue to develop new methods and technologies to commit fraud by gaining access to confidential information and hacking accounts. Beyond using traditional cybercrime methods – like phishing emails and malware – cybercriminals are exploiting trust, human error and companies’ vulnerabilities. They are increasingly leveraging voice technologies as a new way to commit fraud and infiltrate organizations – and the rise of artificial intelligence (AI) is only helping them become more effective in their efforts.

AI is blurring the lines between what’s real and what isn’t. In addition to the threats it poses to a society navigating the digital world, it has the potential to bring significant reputational, financial and security risks to companies. Particularly concerning is the development of deepfake audio, which is allowing cybercriminals to execute elaborate BEC (business email compromise) scams via phone or video. Here we highlight two AI-related threats – deepfake audio and a new version of phishing called vishing – along with best practices to mitigate the risk of an incident.

What is deepfake audio?

Deepfake audio (aka voice swapping) uses a machine-learning algorithm to mimic the voice of a real person on the phone or in a video. For example, a cybercriminal can fake the voice of a senior executive to trick employees into believing they’re talking to someone in a position of authority and being instructed to carry out orders, such as facilitating a money transfer or sharing information.

The primary use of deepfake audio/voice swapping is to enhance Business Email Compromise (BEC) to falsely authorize payments. In a BEC scam, criminals send an email message that appears to come from a known source making a legitimate request.

Deepfake audio is one of the most advanced new forms of Artificial Intelligence (AI) underpinning cyber-attacks. The attacker creates a voice model by feeding data into a computer algorithm that contains voice samples of the mimicked individual, which are often collected from public sources such as speeches, presentations, corporate videos, and interviews. Once a sufficiently robust deepfake audio profile is built, it can be used with specialized text-to-speech software to create scripts for the fake voice to read. These can take considerable time and resources to create, and the most advanced hackers can create a voice profile by incorporating up to 20 minutes of audio.

What can you do about deepfakes?

  • Increase awareness, especially among senior executives, of the risk of this type of cyber-attack.

  • Remind staff that just because a communication appears to come from a senior executive doesn’t mean they should comply immediately if the request is outside the company’s processes or if it seems suspicious or extremely urgent.

  • Pay attention to any requests for deviations from organizational processes around wiring money or sensitive transactions.

  • Ensure that employees who make wire transfers are trained on BEC and deepfake audio scams.

  • Verify suspicious requests or instructions by calling the person on the phone directly using a recognized number (such as the executive’s desk or personal mobile phone) or by sending them an email to confirm that the call or video is legitimate.

What is voice phishing (vishing)?

Vishing is the criminal practice of using social engineering over the telephone to gain access to, or trick people into providing, private, personal, or financial information, usually with the promise of financial reward. The cybercriminal makes a phone call or leaves a voice message purporting to be from a reputable company in order to induce individuals to reveal personal information, such as bank details and credit card numbers. Vishing uses the same techniques as in phishing emails but is done over the phone instead.

"Never assume that what appears to be an internal message or caller is legitimate, especially if the caller is asking for sensitive information."

What can you do about vishing?

  • Never provide sensitive information (e.g., your Social Security number, bank account information, addresses, or the names of others in your organization) to an unsolicited caller.

  • Always verify the caller by asking for their name and phone number. Verify the authenticity of the request by calling the number back and checking that the caller is who they say they are.

  • It is acceptable to say to someone who you think may be suspicious, “Let me take your name and number and I will get back to you”— especially if they say they are in a rush and are trying to hurry you.

  • Never assume that what appears to be an internal message or caller is legitimate, especially if the caller is asking for sensitive information. Avoid describing reporting relationships and other organizational information, including names of staff members in sensitive areas (e.g., money transfer, HR).

  • These are some telltale signs a caller might be a criminal intending to do harm:

    • The caller asks for organizational reporting relationships or other sensitive information.

    • The caller says they need the information urgently. Requests that contain a sense of urgency to take some actions are often red flags — rarely is it urgent to reply to a message immediately, so check to make sure the request is legitimate before responding.

    • The caller claims to be from a government agency or a technical support team and asks for sensitive, personal information such as passwords to systems and applications.

As technologies continue to advance and allow cybercriminals to use impersonation and AI to commit fraud, companies must prioritize best practices to reduce the risk of falling victim to these schemes. Organizations will need to educate their workforce to be on the lookout for signs of deepfake audio and vishing, among other cyber threats.

At U.S. Bank, your privacy and security are our priority. We’re constantly enhancing our systems to keep your data secure and provide seamless technology experiences. Learn more about protecting your organization with our fraud prevention checklist or contact U.S. Bank for help with your fraud prevention plan.

Related content

Evaluating interest rate risk creating risk management strategy

Transition to international ACH

Non-retirement investing: Investment options outside of retirement accounts

Is your financial plan keeping pace with your life?

6 things to know about long-term care insurance cost and benefits

Essential financial resources and protections for military families

Military homeownership: Your guide to resources, financing and more

Protecting elderly parents’ finances: 6 steps to follow when managing their money

What types of agency accounts are available for investors?

How much money do I need to start investing?

What are alternative investments?

Is your employer long term disability insurance enough?

How much life insurance do I need?

Do I need a financial advisor?

How to plan and save for adoption and in vitro fertility treatment costs

Preparing for retirement: 8 steps to take

An investment evolution: Navigating the strategic pivot to alternative funds

Building confidence in your finances and career

At your service: outsourcing loan agency work

Celebrate a big event

Pursue a passion

Travel

Mortgage buydowns and subsidies in today’s talent-focused relocation policies

Treasury management innovations earn Model Bank awards

Sustainability + mobility: Trends and practical considerations

Employee benefit plan management: trustee vs. custodian

Car shopping: Buying versus leasing your next vehicle

What applying for store credit card on impulse could mean

For today's homebuyers, time and money are everything

How I did it: Bought a home without a 20 percent down payment

How I did it: Built living spaces to support my family

Money Moments: Tips for selling your home

Overcoming high interest rates: Getting your homeownership goals back on track

Should you buy a house that’s still under construction?

Everything you need to know about consolidating debts

How to talk to your lender about debt

3 ways to keep costs down at the grocery store (and make meal planning fun)

5 things to consider when deciding to take an unplanned trip

Certificates of deposit: How they work to grow your money

How having savings gives you peace of mind

Make holiday gift giving easier in a digital world

Stay committed to your goals by creating positive habits

A who’s who at your local bank

How to avoid being the victim of a digital payments scam

5 tips for being a great board member

How I did it: Joined a board of directors

Accommodating the growing complexity of private equity funds

Depositary bank and collateral agent

Rethinking European ETFs: Strategy wrappers and a means to an end

Major purchases: How to pay for big ticket items

Saving vs. investing: What's the difference?

What financial advice would you give your younger self?

Managing money as a military spouse during deployment

Mortgages after retirement: Here’s what to know

Ask an expert Q&A: European CLO market outlook

Future-proofing healthcare treasury through automation

Tips and tools for tax season and beyond

Risk management strategies for foreign exchange hedging

Gifting money to adult children: Give now or later?

Dear Money Mentor: How do I pick a savings or checking account?

10 ways to increase your home’s curb appeal

DIY home projects 101: tips from a first-timer

Webinar: CRE technology trends

Restaurant surveys show changing customer payment preferences

Enhancing the patient experience through people-centered payments

Digital trends poised to reshape hotel payments

Cashless business pros and cons: Should you make the switch?

Empowering managers with data automation and integration

Maximizing your deductions: Section 179 and Bonus Depreciation

Automate escheatment for accounts payable to save time and money

3 benefits of integrated payments in healthcare

Why powerful online portals are tailor-made for the public sector

Avoiding the pitfalls of warehouse lending

Improve government payments with electronic billing platforms

Financial wellness webinars

Managing your finances in the military

Protect yourself from financial exploitation

Strengthen your brand with modern POS technology

Unexpected expenses: 5 small business costs to know and how to finance them

When to and benefits of refinancing a car loan

I own two electric vehicles. Here’s what I’ve learned about buying and driving EVs.

What you should know about buying a car

Credit: Do you understand it?

Is it the right time to refinance your mortgage?

Is it cheaper to build or buy a house

6 questions to ask before buying a new home

5 things to avoid that can devalue your home

What is a home equity line of credit (HELOC) and what can it be used for?

What is a mortgage?

How to use credit cards wisely for a vacation budget

Your financial aid guide: What are your options?

9 simple ways to save

3 awkward situations Zelle can help avoid

Is raising backyard chickens a good idea financially?

Here’s how to create a budget for yourself

Real world advice: How parents are teaching their kids about money

Money Moments: How to manage your finances after a divorce

Your guide to smart money habits

A passion for fashion: How this student works the gig economy

Helpful tips for safe and smart charitable giving

Money Moments: 8 dos and don’ts for saving money in your 30s

Tips and resources to help in the aftermath of a natural disaster

Tips to raise financially healthy kids at every age

Travel for less: Smart (not cheap) ways to spend less on your next trip

Understanding guardianship and power of attorney in banking

Should you buy now, pay later?

What’s in your emergency fund?

What you need to know about renting

From LLC to S-corp: Choosing a small business entity

Maximizing your infrastructure finance project with a full suite trustee and agent

How to reward employees and teams who perform well

Assisting transferees in a high mortgage interest rate environment

6 tips for trust fund distribution to beneficiaries

IRA vs. 401(k): What's the difference?

How to build wealth at any age

How to manage your money: 7 tips to improve your finances

LGBTQ+ financial planning tips

Investment strategies by age

Should I itemize my taxes?

Your 5-step guide to financial planning

What is Medicare? Understanding your coverage options

Myth vs. truth: What affects your credit score?

More payment options create checkout success

The value of engaging a professional paying and exchange agent

Want AP automation to pay both businesses and consumers?

8 steps to take before you buy a home

What is refinancing a mortgage?

Are professional movers worth the cost?

What to know when buying a home with your significant other

Building a dream home that fits your life

Mortgage basics: How does your credit score impact the homebuying experience?

Mortgage basics: 3 key steps in the homebuying process

Mortgage basics: How much house can you afford?

Mortgage basics: Buying or renting – What’s right for you?

Mortgage basics: Prequalification or pre-approval – What do I need?

How you can take advantage of low mortgage rates

Mortgage basics: Finding the right home loan for you

Quiz: How prepared are you to buy a home?

Uncover the cost: Home renovation

Mortgage basics: What is refinancing, and is it right for you?

How does inflation affect investments?

5 financial goals for the new year

Retirement savings by age

Annual insurance policy review checklist

Allowance basics for parents and kids

What’s your financial IQ? Game-night edition

OCIO: An expanding trend in the investment industry

Meeting healthcare strategy goals with electronic patient refunds

CRE trends

A checklist for starting a mobility program review

4 ways Request for Payments (RfP) changes consumer bill pay

Tips for realtors to help clients get their homeownership goals back on track

Loud budgeting explained: Amplify your money talk

How I did it: Turned my side hustle into a full-time job

How to prepare for a recession: 7 steps to take

Retirement plan options for the self-employed

Bank vs. brokerage custody

How four women pivoted amidst a pandemic

How I did it: Dug my way out of a five-figure student loan debt

Rebuilding finances after a natural disaster

How to set financial goals you will keep

Get back on track with your New Year’s financial resolutions

Looking for a better banking solution for global payments and deposits?

Checking and savings smarts: Make your accounts work harder for you

5 reasons why couples may have separate bank accounts

Common unexpected expenses and three ways to pay for them

It's possible: 7 tips for breaking the spending cycle

Myths vs. facts about savings account interest rates

How to build and maintain a solid credit history and score

Closing on a house checklist for buyers

How do interest rates work?

Live your money values in 2024

Starting the path to digital supplier payments

Transforming AR in B2B companies

Global payments: 4 ways to improve international transactions

How to request a credit limit increase

Access, flexibility and simplicity: How governments can modernize payments to help their citizens

How the next evolution of consumer bill pay makes it easier to do business

Multiple accounts can make it easier to follow a monthly budget

Is it time to get a shared bank account with your partner?

Don’t underestimate the importance of balancing your checking account

7 steps to keep your personal and business finances separate

How I saved $10,000 in just one year

How to save more money in 2024

How new parents can prepare for the costs of a new child

Real Good

How to Adult: 5 ways to track your spending

Which is better: Combining bank accounts before marriage — or after?

5 tips for parents opening a bank account for kids

6 questions students should ask about checking accounts

Steer clear of overdrafts to your checking account

Freelancer's tax guide: Simplify your filing process

Why Bond Issuers Should Consider a Successor Trustee

BEC and deepfake fraud

ABCs of APIs: Drive treasury efficiency with real-time connectivity

Banking basics: How to start saving

ABCs of BEC

Answering the ABL question

30-day adulting challenge: Financial wellness tasks to complete in a month

Estate planning checklist: 8 steps to secure your legacy

8 steps to choosing a health insurance plan

Key milestone ages as you near and start retirement

How to build a financial plan that covers your savings and expenses

5 simple steps for your M&A escrow

High-yield bond issuance: how to avoid 5 common pain points

High-yield bond issuance: 5 traits lawyers should look for in a service provider

5 reasons to streamline healthcare accounts payable

How I did it: Switched career paths by taking an unexpected pivot

5 ways to maximize your garage sale profits 

Alternative fund servicing: bank or boutique?

Preparing for your custodian conversion

What you need to know before buying a new or used car

7 steps to prepare for the high cost of child care

Asset classes explained: Cash, bonds, real estate and equities

How digital platforms streamline client onboarding for investment funds

Real-time treasury: How APIs enable finance teams to unlock legacy data

The latest on cybersecurity: Mobile fraud and privacy concerns

Everything you need to know about changes to Form 8038-CP reporting

How to create a financial plan to grow your LGBTQ+ family

Estate planning documents: Living trusts vs. will vs. living will

Why estate planning is important

Understanding yield vs. return

What type of investor are you?

How a Health Savings Account (HSA) can benefit your retirement plan

Year-end financial checklist

How to access digital assets after a loved one's death

3 ways to secure purchasing power

Keeping up with an evolving investment industry

Your guide to smart money habits

3 European market trends to watch

European outlook: Trustee experience more important than ever

U.S. Bank Regulatory Outlook Report | Q4 2022 Edition

U.S. Bank Regulatory Outlook Report 2022 Edition

Trends in economics, immigration and mobility policy

Putting home ownership within reach for a diverse workforce

Emerging trends in Europe: An outlook from multiple perspectives

Rule 18f-4: The limited use exception

Leveraging the ASC-842 rule changes in equipment lease accounting

Housing market trends and relocation impact

Liquidity management: A renewed focus for European funds

How liquid asset secured financing helps with cash flow

Administrator accountability: 5 questions to evaluate outsourcing risks

Blockchain: Separating hype from substance

The AI journey in finance: How to make it part of your strategy

The ongoing evolution of custody: Tips for renewing your custody contract

IRC Section 305(c): Deemed distributions and related regulations

3 innovative approaches to ESG investing in Europe

Ask an expert Q&A: 3 US ETF trends and their impact in Europe

Unique requirements of large private equity firms

Case study: U.S. asset manager expands to Europe

Key considerations for launching an ILP

A first look at the new fund of funds rule

Examining in-demand fund structures

Interval funds find growing popularity

Alternative assets: Advice for advisors

An investor’s guide to marketplace lending

What is a CLO?

What are exchange-traded funds?

MSTs: An efficient and cost-effective solution for operating a mutual fund

For small business growth, consider the international market

6 risks you need to manage when expanding your global footprint

Ask an expert Q&A: 3 US ETF trends and their impact in Europe

Beyond Mars, AeroVironment’s earthly expansion fueled by U.S. Bank

5 tips for a successful joint venture

Know your customer: How updated rules affect M&A closings

Refinancing your practice loans: What to know

ABL mythbusters: The truth about asset-based lending

Finance or operating lease? Deciphering the legalese of equipment finance

Buying or leasing? Questions to ask before signing a contract

What type of loan is right for your business?

Collateral options for ABL: What’s eligible, what’s not?

Can ABL options fuel your business — and keep it running?

Programme debt: 3 IPA lessons learned through experience

Mutual fund to ETF conversions: challenges and considerations

Direct lending trends in Europe

The benefit of a multi-jurisdictional European trustee

The role of a custodian

Ask an expert Q&A: automation and artificial intelligence trends in Luxembourg

Investment management platforms: Easily enter the Irish funds market

What goes into private equity fund calculation?

Luxembourg private capital growth demands your attention

Programme debt clients want reliable service – no matter where they’re based

European loan agency: finding the right balance of agility and stability

Custody or safekeeping: What’s the right solution for government investments?

Easing complex transactions: Project finance case studies

Cryptocurrency custody 6 frequently asked questions

Luxembourg's thriving private debt market

6 benefits of a multiple-role service model for European funds

Luxembourg funds: 5 indicators of efficient onboarding

Easier onboarding: What to look for in an administrator

ESG-focused investing: A closer look at the disclosure regulation

3 questions to ask your equity, quant and CTA fund administrator

4 reasons your Luxembourg fund needs an in-market administrator

Combined strength: Luxembourg and your fund administrator

Top 3 considerations when selecting an IPA partner

5 questions you should ask your custodian about outsourcing

Insource or outsource? 10 considerations

The secret to successful service provider integration

10 ways a global custodian can support your growth

The reciprocal benefits of a custodial partnership: A case study

The benefits of a full-service warehouse custodian

The unsung heroes of exchange-traded funds

Depositary services: A brief overview

4 questions you should ask about your custodian

Refining your search for an insurance custodian

Service provider due diligence and selection best practices

Inherent flexibility and other benefits of collective investment trusts

Webinar replay - The view from Europe: UCITS and ETFs in a changing world

Colleges respond to student needs by offering digital payments

Maximizing your deductions: Section 179 and Bonus Depreciation

6 timely reasons to integrate your receivables

Benefits of billing foreign customers in their own currency

Third-party vendor risk: protecting your company against cyber threats

Best practices on securing cardholder data

Turn risk into opportunity with supply chain finance

Hospitals face cybersecurity risks in surprising new ways

Authenticating cardholder data reduce e-commerce fraud

Post-pandemic fraud prevention lessons for local governments

Webinar: Robotic process automation

What is CSDR, and how will you be affected?

Proactive ways to fight vendor fraud

5 Ways to protect your government agency from payment fraud

Fight the battle against payments fraud

Fraud prevention checklist

Complying with changes in fund regulations

Why Know Your Customer (KYC) — for organizations

The password: Enhancing security and usability

How to improve your business network security

Government agency credit card programs and PCI compliance

Cybersecurity – Protecting client data through industry best practices

Business risk management for owners of small companies

BEC: Recognize a scam

Evaluating interest rate risk creating risk management strategy

Demystifying ISO 20022

Managing cross-border payments in emerging markets

Creating the ideal patient journey

5 reasons to upgrade B2B payment acceptance methods

Take a fresh look: mass transit is going places

Making the cross-border payment decision: Wire or international ACH?

Drive digital transformation with payments innovation

Standardizing healthcare payments

Integrated payments healthcare benefits

Consolidating payments for healthcare systems

Role of complementary new channels in your payments strategy

Navigate changing consumer behavior with service fees

Modernizing fare payment without leaving any riders behind

Tap-to-pay: Modernizing fare payments pays off for transit agencies and riders

Webinar: Approaching international payment strategies in today’s unpredictable markets.

How real-time inventory visibility can boost retail margins

Escheatment resources: Reporting deadlines for all 50 states

Payment industry trends that are the future of POS

White Castle optimizes payment transactions

Managing the rising costs of payment acceptance with service fees

Three healthcare payment trends that will continue to matter in 2022

Webinar: CSM corporation re-thinks AP

Increase working capital with Commercial Card Optimization

Banking connectivity: Helping businesses deliver the easier, faster, more secure customer experience of the future

Tech tools to keep your restaurant operations running smoothly

Crack the Swift code for sending international wires

Top 3 ways digital payments can transform the patient experience

Automate accounts payable to optimize revenue and payments

A simple guide to set up your online ordering restaurant

ePOS cash register training tips and tricks

Ways prepaid cards disburse government funds to the unbanked

3 reasons governments and educational institutions should implement service fees

Webinar: AP automation for commercial real estate

Understanding and preparing for the new payment experience

Addressing financial uncertainty in international business

Rent payments: What’s changing for commercial real estate

Safeguarding the payment experience through contactless

COVID-19 safety recommendations: Are you ready to reopen?

Higher education and the cashless society: Latest trends

5 winning strategies for managing liquidity in volatile times

3 ways to make practical use of real-time payments

The surprising truth about corporate cards

Instant Payments: Accelerating treasury disruption

The future of financial leadership: More strategy, fewer spreadsheets

How AI in treasury management is transforming finance

Can faster payments mean better payments?

4 benefits to paying foreign suppliers in their own currency

Digital banking and cloud accounting software: How they work together

Restaurant surveys show changing customer payment preferences

Unexpected cost savings may be hiding in your payment strategy

Transition to international ACH

Digital trends poised to reshape hotel payments

Enhancing the patient experience through people-centered payments

Green ideas: How sustainable finance benefits businesses

Protecting cash balances with sweep vehicles

Choosing your M&A escrow partner

Alternative investments: How to track returns and meet your goals

Delivering powerful results with SWIFT messaging and services

Tech lifecycle refresh: A tale of two philosophies

Sophisticated investors reduce costs with block trading

Understanding the role of authorized participants in exchange-traded funds

Optimizing treasury management

Automating healthcare revenue cycle

Changes in credit reporting and what it means for homebuyers

What’s the difference between Fannie Mae and Freddie Mac?

Look to your custodian in times of change

Tapping into indirect compensation to recruit foreign talent

Why other lenders may be reaching out to your employees

How institutional investors can meet demand for ESG investing

Managing complex transactions: what your corporate trustee should be doing

Manufacturing: 6 supply chain optimization strategies

High-cost housing and down payment options in relocation

Why retail merchandise returns will be a differentiator in 2022

Technology Financing

Digital processes streamline M&A transactions

4 benefits of independent loan agents

Save time with mobile apps for business finances

Middle-market direct lending: Obstacles and opportunities

How RIAs can embrace technology to enhance personal touch

Best practices for optimizing the tech lifecycle

What corporate treasurers need to know about Virtual Account Management

Work flexibility crucial as municipalities return to office

An asset manager’s secret to saving time and money

Overcoming the 3 key challenges of a lump sum relocation program

Crypto + Relo: Mobility industry impacts

For today's relocating home buyers, time and money are everything

Webinar: CRE Digital Transformation – Balancing Digitization with cybersecurity risk

How to sell your business without emotions getting in the way

Empowering team members

5 steps to take before transitioning your business

10 tips on how to run a successful family business

Quit your job to start a business: How to save enough

Starting a business with a friend: How to talk about it

How I did it: Grew my business by branching out

Making a ‘workout’ work out as a business

How a bright idea became a successful business (in Charlotte, North Carolina)

Making the leap from employee to owner

How mobile point of sale (mPOS) can benefit your side gig

Business tips and advice for Black entrepreneurs

Staying organized when taking payments

Key considerations for online ordering systems

How does an electronic point of sale help your business keep track of every dime?

Tools that can streamline staffing and employee management

How to identify what technology is needed for your small business

Planning for restaurant startup costs and when to expect them

Starting a business? Follow these steps

Talent acquisition 101: Building a small business dream team

7 tips to help grow your business after launch

How to fund your business without using 401(k) savings

Costs to consider when starting a business

How to test new business ideas

The role of ethics in the hiring process

8 ways to increase employee engagement

The costs of hiring a new employee

How to hire employees: Employee referral vs. external hiring

Give a prepaid rewards card for employee recognition

Small business growth: 6 strategies for scaling your business

Checklist: Increase lead generation with website optimization

5 affordable small business marketing ideas when you have no budget

Why ecommerce for small business strategy is integral

Opening a second location? Cloud-based POS is key to a smooth unveiling

Do you have the best Point of Sale for an internet outage?

4 restaurant models that aren’t dine-in

Is your restaurant Google-friendly?

How business owners are managing during the supply chain crisis

How small businesses are growing sales with online ordering

4 steps that give your business an SEO boost

Email marketing: 10 mistakes to avoid

How to expand your business: Does a new location make sense?

Essential marketing tools for any business

3 simple brand awareness tips for your business

How a small business owner is making the workplace work for women

5 principles for avoiding ethics pitfalls on social media

5 tips for helping employees raise ethics concerns

The growing importance of a strong corporate culture

Rethinking common time management tips

How small business owners can budget for the holiday season

Why credit cards should be the first choice for business payments

4 small business trends that could change the way you work

Webinar: Leading through uncertainty: CFO Insights Executive Roundtable

7 uncommon recruiting strategies that you may not have tried yet

How increased supply chain visibility can combat disruptors

6 common financial mistakes made by dentists (and how to avoid them)

Technology strategies to complement your business plan

Business credit card support

Business credit card 101

Meet your business credit card support team

How to apply for a business credit card

What kind of credit card does my small business need?

Do I need a credit card for my small business?

How jumbo loans can help home buyers and your builder business

When to consider switching banks for your business

How to choose the right business checking account

5 tips to help you land a small business loan

5 questions business owners need to consider before taking out a loan

Leverage credit wisely to plug business cash flow gaps

How to establish your business credit score

The essential business tips for tax deductions

How to make the most of your business loan

Do you need a business equipment loan?

Break free from cash flow management constraints

5 tips for managing your business cash flow

5 ways a business credit card program can grow your business

How Everyday Funding can improve cash flow

Building a business with a great product and a greater purpose

3 ways POS data analysis can help define your brand

How running a business that aligns with core values is paying off

Meet the Milwaukee businessman behind Funky Fresh Spring Rolls

Improve online presence your business

Honey Luxury Beauté: growing a side project into an eye-catching beauty business

How Shampoo’ed is transforming hair and inspiring entrepreneurs

The San Francisco bridal shop that’s been making memories for 30 years

How Al’s Breakfast is bringing people together

In a digital world, Liberty Puzzles embraces true connection

Celebrity Cake Studio’s two decades of growth and success

How a travel clothing retailer is staying true to its brand values

How to build a content team

3 ways to gain loyalty with your customers

Use this one simple email marketing tip to increase your reach

How (and why) to get your business supplier diversity certification

5 ways to build your business through community engagement

12 ways to reduce your taxable income

Multigenerational household financial planning strategies

How to track expenses

How to manage your finances when you're self-employed

Good debt vs. bad debt: Know the difference

Good money habits: 6 common money mistakes to avoid

7 beneficiary designation mistakes to avoid

Reviewing your beneficiaries: A 5-step guide

How to talk about money with your family

Financial steps to take after the death of a spouse

Preparing for an empty nest: Financial and lifestyle tips

Retirement quiz: How ready are you?

Retirement advice: How to retire happy

Social Security benefits questions and answers

Retirement income planning: 4 steps to take

Preparing for retirement: 8 steps to take

Comparing term vs. permanent life insurance

How to keep your assets safe

How I did it: Transitioned from the military to a private sector career

Transitioning from the military to the civilian workforce

Military spouse’s guide to navigating your career

How to search for jobs (and interview) in a virtual job market

Working after retirement: Factors to consider

Why year-round giving is important

6 ways to teach your kids about giving

4 steps to finding a charity to support

How to be prepared for tax season as a gig worker

Year end tax planning tips

10 ways your income and assets can affect your taxes

A guide to tax diversification in investing

Economic forecast: 3 things to know for 2024's 2nd half

Bull vs. bear market: What do they mean for you?

Robo advisors vs. financial advisors: How are they different?

Start a Roth IRA for kids

Investing myths: Separating fact from fiction in investing

What Is a 401(k)?

ETF vs. mutual fund: What’s the difference?

How does an IRA work?

4 times to consider rebalancing your portfolio

7 diversification strategies for your investment portfolio

Why compound annual growth matters

How to start investing: A beginner’s guide

5 questions to help you determine your investment risk tolerance

How to roll over your 401(k)