2X points2

on all purchases.  No caps or expiration on total rewards earned.

2.5X points2

on up to $5,000 in mobile wallet purchases each quarter.

Rewards and benefits to power your business

Enjoy access to free business tools, earn rewards and travel perks.

6X on hotels and car rentals

Hotel and car rentals are 6X more rewarding when booked directly in the Rewards Center.

Earn 75,000 bonus points3

A $750 value after spending $10,000 on the Account Owner's card in the first 120 days of opening your account.

Save on foreign transaction fees

Enjoy no foreign transaction fees when making purchases outside the United States.

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Transfer points 

Redeem points sooner when you transfer points4 between your business and personal Altitude credit cards.

Pay over time

Pay over time with a U.S. Bank ExtendPay® Plan. Divide eligible purchases5 into equal monthly payments with no interest6 during your chosen repayment period – just a small, fixed monthly fee.5

No rewards limits

No caps or limits on the total rewards your business can earn. 2X points on all purchases, and 2.5X points on up to $5,000 in mobile wallet purchases each quarter.

Rewards Calculator

See how fast your points add up.

Enter your estimated monthly spend to calculate your potential points. All fields are optional.

Compare business credit card benefits

 

Compare rewards, annual fees and welcome offers for up to three business credit cards.

 

Frequently asked questions

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Disclosures

U.S. Bank offers businesses a comprehensive line of products and services, such as cash flow management, payment processing, remote deposit and much more. To learn more, visit your local U.S. Bank branch to talk with a business banker.

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

The rate will end early and increase to the APR for purchases and balance transfers or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Cardmember Agreement for additional information.

This page may contain links to third-party websites not controlled by U.S. Bank. U.S. Bank is not responsible for the content or any products and services offered, nor does it guarantee the system availability or accuracy of information contained in the site. Please note that the third party site may have terms of use, privacy, and information security policies that differ from those of U.S. Bank.

Offer only available online.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

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  1. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Business Altitude Power Cardmember Agreement, which may be amended from time to time.

  2. U.S. Bank Business Altitude Power Cardmembers will earn two (2) Points for every $1 in eligible net purchases. You will earn additional Points for the following Net Purchases: You will earn four (4) additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the online Rewards Center using your U.S. Bank Business Altitude Power Card. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details. You will earn one-half (0.5) additional point (2.5 total points) on your first $5,000 in eligible net purchases using a mobile wallet each calendar quarter. Amounts above that will earn just the base 2 points per dollar for the rest of the quarter. “Mobile wallet” is defined as the method of paying for a transaction by use of a mobile device (in-store, in-app or online) and includes ApplePay®, Samsung Pay and Google Pay.

  3. One-time 75,000 bonus points will be awarded if eligible Net Purchases totaling $10,000 or more are made to the Account Owner's Card within 120 days from account opening. The Account Owner’s Card is the card assigned to the initial applicant of the account and would not include cards used by authorized employees. Net purchases are purchases minus credits and returns. Rewards are earned based on eligible net purchases. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus points to be credited to your account. Existing and previous Business Altitude Power accounts do not qualify for bonus points for a similar account type. One-time bonus points do not apply toward account upgrades. Use of the Business Altitude Power Card is subject to terms and conditions of the Business Altitude Power Cardmember Agreement, which may be amended from time to time. This offer may not be combined with any other bonus offer. Subject to credit approval.

  4. Cardmembers may transfer points between the Business Altitude Connect Card, the Business Altitude Power Card, the Altitude® Go Card and the Altitude® Connect Card. Certain conditions and limitations apply. Complete Reward Program Rules will be provided once you become a cardmember.

  5. From time to time we may offer you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. Only your company’s Authorized Officer (AO) may enroll in a U.S. Bank ExtendPay® Plan. All references to “you” and “your” apply to the AO. If your company’s card program is set up with central billing, the AO may select ExtendPay eligible Purchases when viewing the central billing account (which includes Purchases made on employee cards). If your company is set up with individual billing, the AO may only select Purchases made on their own card account. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for U.S. Bank ExtendPay® Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement. The monthly fixed fee will be determined when your U.S. Bank ExtendPay® Plan is created and is provided to you before you complete setting up an ExtendPay Plan. This fee will remain the same until the ExtendPay Plan is paid in full. The monthly fixed fee of the ExtendPay Plan is based upon the original principal amount, Purchase APR, and other factors.

  6. The APR may vary. The variable APR for purchases and balance transfers is $ (based on your creditworthiness). The variable APR for cash advances 29.99%. Cash advance fee: 5% of each advance amount, $10 minimum. Convenience check fee: 3% of each check amount, $5 minimum. Cash equivalent fee: 5% of each cash amount, $10 minimum. Balance transfer fee: 3% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $195 every year for the account owner. Foreign transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars. 0% for each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Bank ExtendPay® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay® balance. ExtendPay® Fees are calculated based upon the original principal amount, Purchase APR, and other factors. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay® Plans and  ExtendPay® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to non-Fixed Payment Program balances in the order of lowest to highest APR before applying to Fixed Payment Program balances. 

  7. Points may be redeemed for cash back in the form of a statement credit or deposit to a U.S. Bank checking or savings account only.