The banking app you need as a new parent

The U.S. Bank Mobile App makes it easier than ever to keep your finances in check, even with a new baby in the house.  

Tags: Budgeting, Planning, Life events, Lifestyle
Published: June 23, 2021

As a new parent, going to the bank might be the last thing on your mind. We get it: which is why the U.S. Bank Mobile App is designed to make everything about banking to-dos easier. Here are the features you need to know as a new parent, so you can keep track of your finances, pay your bills and send money, all before naptime is over.


Receive account alerts

When you’re too busy to actively monitor your bank accounts, it’s nice to know that you can be automatically notified of low balances, large purchases, suspicious transactions and more. With the U.S. Bank Mobile App, it’s easy to set up account alerts to keep you up to date via text1 or email about important account activity.

 

Deposit checks

With the U.S. Bank Mobile App, there’s no need to pack up the baby for a trip to the bank to deposit a check. Simply snap a pic with the mobile check deposit2 feature and get the money into your account without the hassle.  

 

Manage and pay bills

With your new baby as your first priority, it’s easy to lose track of your bills. Manage them directly in the U.S. Bank Mobile App and set up autopay3 for predictable expenses so you never miss a beat.

 

Send money with Zelle®

Need to pay a babysitter for a last-minute gig? With Zelle® in the U.S. Bank Mobile App, sending,4 receiving and requesting5 money is safe, easy and free. Plus, the money you send can be in someone’s account in minutes,6 making you the most reliable babysitting gig in the neighborhood. 

 

Keep credit and debit cards safe and secure

If you mistakenly drop your card in the laundry hamper (or just misplace it), the U.S. Bank Mobile App makes it easy to instantly lock your card, then unlock it again when you find it. If it doesn’t turn up, you can report your card lost or stolen, freezing the account while you wait for the replacement to arrive.

 

Get personalized Insights

Welcoming a baby also means looking at your finances a bit differently. We’re here to make the transition to “new parent budget” a little easier. Our in-app personalized Insights can help motivate you to budget for your baby and save for their future withtools and tips.

 

Bank hands-free with U.S. Bank Smart Assistant™

Having an infant at home means never having enough arms available for the tasks at hand. U.S. Bank Smart Assistant in the U.S. Bank Mobile App lets you take care of a growing range of common banking tasks using your voice. It’s one more way to make living with a new baby less hectic. 

 

Explore all of the U.S. Bank Mobile App’s features here.

 

  1. For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.
  2. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.
  3. Safe Debit Accounts are not eligible for automatic payments.
  4. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. 
  5. Requests for money with Zelle® (including Split requests) sent to a U.S. mobile number require that the mobile number first be enrolled with Zelle®.
  6. To send money in minutes with Zelle®, you must have an eligible U.S. Bank account and have a mobile number registered in your mobile and online banking profile for at least three calendar days.