What is a debit card?
It's a payment card that’s connected to your checking account. It gives you easy access to the funds in your account so you can use it for everyday purchases instead of cash or checks. You can also use it at the ATM and online to make purchases and pay bills.
How does a debit card work?
Purchases and withdrawals made with your debit card are funded by your checking account. The debit card does not carry a balance – your checking account does.
Enjoy the advantages of a U.S. Bank Visa Debit Card.
With the U.S. Bank Visa Debit Card you'll:
- Save time: Skip the trips to the ATM by using your card instead of cash.
- Be able to manage your money better: Track every transaction with mobile and online banking.1 Set email and text alerts for important transactions and low checking account balances.2
- Be protected against fraud: Unlike cash, you’re protected if your card is ever lost of stolen and you’re not responsible for any unauthorized purchases.3
- Be able to make payments anywhere: The U.S. Bank Visa Debit Card is accepted worldwide, including millions of ATMs and retailers, in stores, online and over the phone.