What is a debit card?

It's a payment card that’s connected to your checking account. It gives you easy access to the funds in your account so you can use it for everyday purchases instead of cash or checks. You can also use it at the ATM and online to make purchases and pay bills.

How does a debit card work?

Purchases and withdrawals made with your debit card are funded by your checking account. The debit card does not carry a balance – your checking account does.

Enjoy the advantages of a U.S. Bank Visa Debit Card.

With the U.S. Bank Visa Debit Card you'll:

  • Save time: Skip the trips to the ATM by using your card instead of cash.
  • Be able to manage your money better: Track every transaction with mobile and online banking.1 Set email and text alerts for important transactions and low checking account balances.2
  • Be protected against fraud: Unlike cash, you’re protected if your card is ever lost of stolen and you’re not responsible for any unauthorized purchases.3
  • Be able to make payments anywhere: The U.S. Bank Visa Debit Card is accepted worldwide, including millions of ATMs and retailers, in stores, online and over the phone.
     

Get your debit card today.

Open a U.S. Bank checking account and then do any one of the following:

  • Log in through the mobile app. Go to Manage cards and select Order a new card. (Download the app.)
  • Log in via online banking. Go to Customer Service, select Self service and then select Open a new card.
  • Call 800-872-2657.
  • Visit a nearby U.S. Bank branch.

Choose a debit card design from the options shown below. We’ll mail your U.S. Bank Visa Debit Card to you. Your PIN will arrive separately for your safety. Once you receive them, please activate your card.

Interested in a debit card for your business? Learn about the U.S. Bank Business Visa Debit Card.

Note: You must have a U.S Bank checking account to have a U.S. Bank Visa Debit Card. Minors between the ages of 14 through 17 may open a joint checking account with an adult. Learn how to open an account for a minor.

Apply for a checking account

Explore checking accounts

Choose your debit card design

You can be part of the solution to the plastic waste problem with an eco-friendly card. Or, let your spirit shine through with a school or professional football team-affiliated card. Select a debit card that reflects your personality from one of our many designer options.

Debit card FAQ

Learn more about personal finance.

Whether you need answers to common money questions or just want to brush up on your financial knowledge, our Financial IQ provides an abundance of information including the following three articles.

Eight tips and tricks for creating and remembering your PIN

Forgetting PINs happens more often than you think. Here are some pointers for creating and remembering an effective PIN.

Read article

How to steer clear of overdrafts to your checking account

Checking accounts are great for potential rewards and quick access, but they still require practicing smart spending habits.

Read article

Mobile banking tips for smarter and safer money management

Here are five ways to use mobile banking for stronger security and more control over your money.

Read article