What is a debit card?

A debit card is a payment card that deducts money directly from your checking account to pay for purchases instead of using cash. U.S. Bank issues a debit card that is directly connected to your checking account. A debit card can also be used to get cash and make other ATM transactions. U.S. Bank debit cards offer zero fraud liability and security with contactless and mobile payments.

Whatever you need, your debit card is a great way to pay.

From coffee to lunch, you can use your card at your favorite retailers and restaurants. So it's perfect for those little purchases you make every day.

You're in control with the U.S. Bank Visa Debit Card.

Use it anywhere Visa debit cards are accepted worldwide, including millions of retailers, ATMs, online or over the phone.

Skip the ATM – and save time.

By using your card instead of cash, you eliminate extra trips to the ATM. It’s a simple way to save time and money every day.

Track every transaction.

Purchases are withdrawn directly from your checking account, and you can track transactions and balances easily online or on your mobile phone.1 You can also set email and text alerts for important transactions and low balances.2

Know you're protected.

With your U.S. Bank Visa Debit Card, you can count on built-in fraud protection. Unlike cash, you’re protected if your card is ever lost or stolen – and with zero fraud liability, you’re not responsible for any unauthorized purchases.3

How to get a debit card

If you have a U.S. Bank checking account, you can request a debit card by logging in to the mobile app (go to Manage cards) or online banking (go to Customer Service). You can also ask for a new card by calling 800-872-2657 or visiting any U.S. Bank branch.

Need a checking account? If you don’t have a U.S. Bank checking account, apply for a new account and then ask for a U.S. Bank Visa Debit Card.

Apply now

Choose your debit card design.

Let your personality shine through with one of these designer or team-affiliated options, including our eco-friendly debit cards made from recovered ocean-bound plastic. Just ask for your favorite design when you request your debit card.

Designer options

American Flag

Tie Dye



Nuestra Herencia

University of Wisconsin-Stevens Point Pointers

San Diego State University

California State University Fullerton Titans

University of Wisconsin-Eau Claire

Eco-friendly options

Serene Beach

Diving Turtle

Second Wave turtle logo Look for the Second Wave™ turtle logo to easily identify eco-friendly debit card options.

Team affiliations

Denver Broncos

San Francisco 49ers

Minnesota Vikings

Learn more about personal finance.

Check out these helpful articles to find answers to common money questions or brush up on your financial knowledge.

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Debit card FAQ