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U.S. Bank asks: Are you safe from fraud?

(SPEECH)
[MUSIC PLAYING]

(DESCRIPTION)
Scenes on a college campus. Georgian architecture, students with backpacks walking through a quad, other students studying under a tree. Presenter addresses camera. Text, U.S. Bank Asks, are you safe from fraud?

(SPEECH)
Hey, everyone, Allyson Berger here. And I'm on a college campus right now giving students a free ride in a golf cart in exchange for answering a few questions. So let's find someone to talk to.

Hi there, how are you doing? I'm Allyson.

I'm Zach.

Zach, would you like a free golf cart ride in exchange for answering some questions?

We are going to talk about fraud protection.

Fraud protection?

Yeah.

How do I get some of that?

So Zach, tell me do you think your personal information is secure?

I don't really know. I don't give it away freely.

(DESCRIPTION)
Zach and another student answer Allyson's questions while riding around campus in an open-top golf cart

(SPEECH)
No, not that I know of.

Well, that's not OK.

One of the best forms of fraud prevention is vigilance. Use your bank's online resources to examine your past transactions for irregularities.

(DESCRIPTION)
A red shield enclosing a blue lock shrinks on a white and blue screen. Allyson talks at the camera.

(SPEECH)

Do you use your online banking?

I do.

Do you change your passwords on a regular basis?

Not as often as I should.

And so you know not to give out your social security information. Do you want to tell me it anyway?

Absolutely not.

It's 1, 2, 3, 4, 5, 6, 7, 8, 9.

[LAUGHTER]

You're slick, Max, you're slick.

I try.

This discretion should extend to financial information, including credit card information, bank account information, and anything related to your credit report. Any of these things may help give a fraudster the keys to your bank account, and even your identity.

(DESCRIPTION)
The red shield is now surrounded by a credit card, phone, envelope, and personal ID card. A man with a striped shirt and blue hat appears amongst the icons.

(SPEECH)

Actually, something like that has just happened to me. This lady, Belinda, texted me out of nowhere. And was like, oh, I have this great opportunity for you. And she was asking for all this personal information. I was like, this is fishy.

Many people become victims of online fraud without even realizing it. This is why caution and prevention are so important.

I didn't give her anything. And I told her--

You're a smart cat, Zach.

Thank you.

Where should we take you?

Uh, I guess the library would be fine. The library is the safest place to keep your information. Nobody ever goes in there.

[LAUGHTER]

Thanks so much, Zach.

Thank you.

They totally gave me their social security number. Not really, I'm just kidding. Well, I'm Allyson Berger and thanks for watching.

[MUSIC PLAYING]

(DESCRIPTION)
Allyson stands in the park. Text, U.S. Bank.

U.S. Bank asks: Are you safe from fraud?

We ask students what, if any, steps they are taking to protect themselves from account fraud. 

Tags: Student, Online banking, Be prepared, Asset protection
Published: May 09, 2018

In this installment of our student series, we focus on fraud. When it comes to protecting your financial information, it’s important to be vigilant. Learn more about the steps you can take to help you stay safe against fraudsters.

Already an expert on how to protect yourself against fraud? Learn about overdraft fees and how to avoid them.