Shop for a car in the U.S. Bank Vehicle Marketplace

Shop and finance your next vehicle all in one place.

View new and used cars, trucks, SUVs and more online from our participating dealerships. When you find one you want, apply online and the dealer will have your pre-approval ready when you arrive.

As low as %% APR12
up to 60 months

Shop now Learn more

Compare your auto financing options.

Whether you’re buying a new or used car, refinancing your current loan or leasing a vehicle, U.S. Bank has options for your financing journey.

AUTO FINANCING PRE-APPROVAL

Apply for a pre-approval to use at participating dealers.

Know what you can spend so you can shop with confidence for a new or used car.

 

As low as %% APR12
up to 60 months

Apply now Learn more

AUTO LOAN REFINANCE

Refinancing your auto loan could help you save.

Is your auto loan with another lender? A U.S. Bank auto refinance could help. Not available in all states.3

 

As low as 8.24% APR34
up to 36 months

Apply now Learn more

LEASE BUYOUT

Purchase your leased vehicle with a loan.

Get a car you already love with a lease buyout loan at the end of your lease term.

Apply now Learn more

Tools to get you behind the wheel

Estimate your car payment.

Use our auto financing calculator to estimate your rate and monthly payment for a new or used car.

Calculate your payment

Search participating dealerships.

When you’re ready to buy, your U.S. Bank auto financing pre-approval is good at any of our participating dealerships.

Find a dealership

Thinking about selling your car?

Get the best offers on your vehicle from participating local dealerships. Just answer a few simple questions and we’ll show you who’s ready to buy your car today.

Request offers

Looking to buy a car from a private seller?

If you prefer to purchase from a private seller rather than a dealership, we may be able to help. A personal loan from U.S. Bank can give you quick access to funds for your car-buying needs.

Learn about personal loans for vehicle purchase

Get the basics on auto loans and financing.

How does car financing work?

Understand your four options for financing a car: auto loan, auto lease, auto refinance and lease buyout.

Learn about financing a car

Should you buy a new or used car?

Find tools and tips to help you compare the pros and cons of a new vs. used car purchase.

Whether to buy new or used

The good news about EV costs

Learn about the surprising ways driving an electric vehicle can save you money over the long haul.

Discover hidden EV savings

Looking for more car-buying info?

Visit our Financial IQ section for additional guidance on finding, financing and caring for your next vehicle.

Learn more about car ownership

TAKE THE NEXT STEP

Find a branch
Call 800-342-4310
Make an appointment
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Disclosures

  1. "As low as" annual percentage rates (APR) are available for auto loans with a term of 60 months or less, loan amount of $40,000 or more, loan-to-value (LTV) percentage of 111% to 115.99%, and an applicant with a credit score of 800 or higher. Loan payment and APR will vary based on the term, loan amount, vehicle age, LTV percentage, credit history and applicable fees.

  2. Dealer purchase loan payment example: for a $40,000 automobile loan on a 1-year-old or newer vehicle over a 60-month term with a 111% loan-to-value (LTV) percentage, monthly payments would be $803.61 at an annual percentage rate (APR) of 7.61%. (Fees charged in OH, IN and WV will increase the APR displayed above.)

  3. Auto loan refinancing is available in the following states: Arizona, Arkansas, California, Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Minnesota, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oregon, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming.

  4. Rates as low as 8.24% annual percentage rate (APR) are available for auto loans with a 36-month or less term; for $30,000 or greater; an LTV of 80% or less; a vehicle age of 12 months or less; and an applicant with a credit score of 800 or higher. Rates may be higher for smaller loan amounts, longer terms, vehicles older than 6 model years, a lower credit score and other qualifiers. In order to receive the lowest rate advertised, a setup of automatic payments from a U.S. Bank personal checking or savings account is required, but neither is required for loan approval. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank personal checking and savings accounts. This brochure can be obtained by visiting a U.S. Bank branch or calling 800-872-2657. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: for a $30,000 automobile loan over a 36-month term, monthly payments would be $943.42 at an APR of 8.24%. A prepayment penalty of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

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Offers are subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association.

U.S. Bank assists its customers with automobile financing by working with auto dealerships across the nation. The U.S. Bank auto financing pre-approval is only valid at a dealership with which U.S. Bank works. U.S. Bank is not affiliated with these dealerships and U.S. Bank makes no representations or warranties regarding the dealerships, their vehicles, related products or services. All vehicle and related product information included on this site is provided by the dealer and the dealership is solely responsible for the content, representations about the vehicle, including pricing, its products, services, and promotional statements about itself or its vehicles. U.S. Bank does not endorse third-party products, services or other vehicle content. Any questions about the vehicle, vehicle pricing and related products or financing structure should be directed to the dealership. The dealership will work with you to finalize the vehicle financing terms.

The dealership may request your permission to obtain information from one or more credit reporting agencies. The dealership will ask to see your photo identification (driver’s license) and/or other identifying documents. U.S. Bank reserves the right to withdraw an approval if your identity cannot be verified or if there have been changes in your credit status as of the date of sale.