Accounts for most businesses

Transactions include teller deposits, ATM deposits, and check and debit card purchases.

Specialty accounts

How to waive the monthly maintenance fees

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Simply answer a few questions to see which business checking account may meet your needs.

Compare business checking accounts.

Get an in-depth look at the finer details of all our business checking accounts, side by side.

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Use our EZ Switch Kit for a seamless transition to your new U.S. Bank business checking account.

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All our business checking accounts include:

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Top frequently asked questions

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Disclosures
  1. A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. 

  2. Monthly Maintenance Fee Waiver Options: Gold Business Checking: U.S. Bank Payment Solutions Merchant Banking OR $10,000 average collected balance OR $20,000 combined average collected business deposit balances OR $50,000 combined average collected business deposits and outstanding credit balances. Platinum Business Checking: $25,000 average collected balance OR $75,000 combined average collected business deposits and outstanding business credit balances.

  3. Transactions are $0.50 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits. ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  4. Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details.

  5. Business deposit balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

  6. Business credit outstanding balances only. Balances will be verified 2 days prior to the last day of your statement cycle.

  7. Non-U.S. Bank ATM owners may apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass® ATM locations, select Show MoneyPass® ATM Network locations in the ATM locator.

  8. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.

See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.

U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402