Preserving your wealth

Making a lasting impact can mean many things to different people. You’ve worked hard to provide for yourself and others. It’s time to consider a financial plan that supports the people and the causes that mean the most to you – now and into the future.

There are many strategies you can consider when creating your legacy plan to help ensure your wealth does the most good for the most people. With any financial transfer, it’s important to consider the tax implications. We can partner with your tax advisors and help you find the most efficient way to maintain and share your wealth.

Estate planning

What happens to your assets largely depends on how you prepare during your lifetime. If you do nothing, state law will determine what happens. However, certain estate planning tools such as trusts can help you create the financial legacy you want. U.S. Bank will work with you and your tax and legal advisors to determine the right structure for an estate plan that considers your goals and priorities.

Trusts can allow you to avoid probate and help ensure your assets are distributed to beneficiaries more quickly. Some trusts enable you to keep personal financial information out of the public record. Trusts can also help ensure assets are managed the way you want during your lifetime.

Charitable giving

Make a lasting impact in your community and in the world through charitable giving strategies from U.S. Bank. Beyond making cash donations, there are many unique ways you can contribute to your favorite causes.

If you hold publicly-traded securities or other types of assets that have appreciated in value, you may want to gift the appreciated asset to a qualified charity and avoid the significant capital gains taxes you may face as you sell the asset.

You can also make charitable gifts of real estate or life insurance policies. Capital assets such as land, buildings, machinery and appreciated securities that you’ve owned for at least one year are worth considering as potential gifts as well.

Specialty assets

Creating a wealth plan that includes complex assets – such as a business, real estate, art or natural resources – requires special expertise. You need a partner that can help you assess the value of your asset and can work with your tax and legal partners to realize its true worth. The U.S. Bank Specialty Asset Management Group will partner with you to create a comprehensive wealth strategy that considers specialty assets.

Insurance planning

Life insurance, long-term care insurance and disability insurance can help protect your estate and ensure that your loved ones aren’t burdened with additional expenses. U.S. Bancorp Investments insurance specialists can help you determine the right coverage based on your lifestyle and needs.

Wealth Teams

Where are you in your financial journey?

We work to understand your assets, needs and goals, then provide the right level of support to help you move forward.

U.S Investments, From U.S Bancrop Investments

Online investing for all

No minimum investment required

U.S Wealth Managemnt, U.S. Bank U.S Bancrop Investments

Comprehensive wealth management

Starting at $100,000 in investments or $250,000 total balances

U.S Private Wealth Managemnt, U.S. Bank

Private wealth services

Starting at $3 million net worth up to $75 million

Ascent, Private Capital Mannagement of U.S. Bank

Family office services

Starting at $75 million net worth and above

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Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Wealth Management – U.S. Bank | U.S. Bancorp Investments is the marketing logo for U.S. Bank and its affiliate U.S. Bancorp Investments.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

The information provided represents the opinion of U.S. Bank and U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

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For U.S. Bank:

Equal Housing Lender. Deposit products are offered by U.S. Bank National Association. Member FDIC. Mortgage, Home Equity and Credit products are offered by U.S. Bank National Association. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

U.S. Bank does not offer insurance products. Insurance products are available through our affiliate U.S. Bancorp Investments.

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For U.S. Bancorp Investments:

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary and Regulation Best Interest Disclosure are available for you to review.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via An investor brochure describing BrokerCheck is also available through FINRA.

U.S. Bancorp Investments Order Processing Information.

Municipal Securities Education and Protection– U.S. Bancorp Investments is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (MSRB). An investor brochure that describes the protections that may be provided to you by the MSRB rules and how to file a complaint with an appropriate regulatory authority is available to you on the MSRB website at

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U.S. Investments is a marketing logo for U.S. Bancorp Investments Inc.