Compare your refinance loan options.
Traditional refinance
Reduce your interest rate and term
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APR
Showing Rates for
Cash-out refinance
Access to cash as you refinance
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APR
Showing Rates for
Smart Refinance
No closing costs with flexible terms
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APR
Determine if refinancing your mortgage is right for you.
See how much you could save by refinancing your mortgage.
Find ways to pay for your home improvement project.
Get rewarded for your loyalty.
If you have an existing U.S. Bank first mortgage or a U.S. Bank Personal Checking Package, you may be eligible for a customer credit4 of 0.25% of the loan amount deducted from the closing costs of your new first mortgage, up to a maximum of $1,000.5 This offer is not valid on a Smart Refinance.
Explore articles about home improvement tips and smart ways to spend your money.
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