Limited Time

Earn a business checking bonus.

We’re offering you up to $800 when you open a new U.S. Bank Business Checking account and complete qualifying activities.2

Enjoy the benefits of a business bank account.

A U.S. Bank business bank account gives you access to everyday benefits and more. Manage your money on your time with our secure digital banking solutions.

Business checking account

Choose a checking account that offers benefits beyond checking.

Business savings account

Prepare for unexpected expenses with a secure savings account.

Business money market accounts 

Maximize your earnings with a business money market account. 

Business certificates of deposit (CDs)

Explore higher rates when you save for the long term.

Business checking account

Compare your business checking account options.

A U.S. Bank business checking account means more benefits, including online and mobile banking with bill pay, access to flexible tools for card payment processing, check fraud prevention, mobile check deposit, and overdraft protection.

Compare business checking accounts

Get a checking recommendation

Easy access to your business accounts and business funds.

Get easy access to your business funds.

A U.S. Bank business Visa® debit card lets you make purchases directly from your U.S. Bank business checking account anywhere Visa is accepted in person, online or over the phone.

Bank where and when you want.

Our secure digital banking tools1 provide easy access to manage your money on your time. Deposit a check, pay bills and send money with ease.

Share access using online banking.

Share custom access to your business accounts with employees and partners through online banking. View reports on who has access to each account, their access level and daily limits.

World's most ethical companies 2022. Learn more at www.ethisphere.com

A U.S. Bank business bank account is good business.

We work as a partner to provide financial products and services that make banking safe, simple and convenient. Our dedication to making ethical decisions and doing the right thing is at the heart of what we do and has earned us recognition as one of the World’s Most Ethical Companies® by Ethisphere eight years in a row.

Explore insights to run your business.

Get answers to questions from U.S. Bank Financial IQ.

Business meeting

How to get faster funding with a business checking account.

The time between receiving customer payments and that cash being made available in your account is uncertain. Learn how to get funding in hours.

Male worker in gift shop looking at tablet.

How to start a business plan.

 

A business plan helps you clarify your business goals and increases your chances of reaching them. Use this guide to get started and promote your business to investors or banks.

Women working

How to manage your money when you’re self-employed.

Being your own boss means managing cash flow, retirement planning and legal and tax rules. Learn why it’s important to separate your business and personal bank accounts.

Explore a single source of truth for cash.

From business checking to payment solutions, U.S. Bank offers products, resources and services to help small businesses thrive, all in one place.

Pay & receive

Business banking options that seamlessly integrate with payment solutions to help you manage your business finances with ease.

Manage & run

Streamline your operations and make informed money decisions with a clear view of your finances in one place.

Plan & progress

Take your business to the next level with expert advice, lending solutions and staff management tools designed for growth.

Frequently asked questions

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Disclosures
  1. Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

  2. Promo code Q1BUS24 MUST be used when opening the business checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold with Interest, Platinum Business Checking, or Business Essentials (Only available in certain markets) account.

    Bonus Options

    Earn your $350 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest, Platinum, or Business Essentials (Only available in certain markets) Business Checking account between 2/1/2024 and 4/2/2024. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. The new money cannot be from an account at U.S. Bank or its Affiliates. Checking account fees (e.g. monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or U.S. Bank Business Essentials® Pricing Information Document for a list of fees.

    or

    Earn your $800 Business Checking bonus by opening a new U.S. Bank Silver, Gold, Gold with Interest, Platinum, or Business Essentials (Only available in certain markets) Business Checking account between 2/1/2024 and 4/2/2024. You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. The new money cannot be from an account at U.S. Bank or its Affiliates. Checking account fees (e.g. monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or U.S. Bank Business Essentials® Pricing Information Document for a list of fees.

    • The business checking bonus will be deposited into your new U.S. Bank Silver, Gold, Gold with Interest, Platinum, or Business Essentials (Only available in certain markets) Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance. 
    • Offer may not be combined with any other business checking account bonus offers. Offer is not valid if you or any signer on the new business checking account or the business have an existing U.S. Bank Business Checking account or had a U.S. Bank Business Checking account in the last 24 months.
    • All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or U.S. Bank Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
    • Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.
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The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.