Financing essential equipment for your business

U.S. Bank Equipment Finance understands the needs you have to keep your business running smoothly. We’ll work one-on-one with you to find a credit option that fits best for you and your business.

Financing amounts up to $1,000,000

Finance multiple pieces of equipment on one contract

125% financing when including additional costs such as installation, tax & freight

Pre-approval option

Flexible payment options

(monthly, quarterly or annually)

For Equipment Finance customer service assistance, please contact efcustomersupport@usbank.com.

Five benefits of equipment financing

Application-only up to $150,000

Use our quick, application-only process for transactions up to $150,000.

Save working capital

No down payment required with terms from 24 – 60+ months. Simplify payments and include up to 25% of additional costs into the agreement, such as installation, tax and freight.

Flexible payment structure

Structure payments for your business’ cash flow. Schedule payments on a monthly, seasonal or semiannual basis.

Equipment specific filing

No blanket liens – only your new equipment is used to secure financing, leaving your business and existing assets unencumbered.

Quick credit decision

Establish a pre-approval for up to $500,000 so you can shop with confidence.

Alternative lending options for your equipment needs

Quick Loan

Quick loans are traditional fixed rate loans up to $250,000 and can be used for general working capital, equipment or purchasing new and used vehicles. They offer a simplified application process and faster decisions.

Practice financing

If your equipment needs are related to an office remodel, relocation or expansion, practice acquisition or start up, our practice finance team can help you explore specialty financing options.

Visit U.S. Bank Financial IQ for insights

Do you need a business equipment loan?

Upgrades can provide improved productivity and customer service, but they also require a substantial investment. Here’s how to determine if now’s the right time to proceed with a business loan.

How to make the most of your business loan

Focus on your key priorities and use your newly acquired funds from your business equipment loan where they’ll have the greatest impact.

What type of loan is right for your business?

Borrowing money is a big step for business owners. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your business.

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Disclosures

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is not a tax or legal advisor. When it is appropriate, you are encouraged to seek professional tax and/or legal advice.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing maximums and terms are determined by borrower qualifications and use of funds.

For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance.

Certain restrictions apply to refinancing options and are subject to program terms.