Business equipment financing
Equipment financing for your business needs.
From manufacturing equipment to office furniture and everything in between, the right equipment can help keep your business running smoothly:
- Medical, dental and veterinary equipment
- Manufacturing equipment
- Construction equipment
- Commercial vehicles
- Office furniture and fixtures
- Phone systems
- Computer hardware and software
Financing essential equipment for your business
U.S. Bank Equipment Finance understands the needs you have to keep your business running smoothly. We’ll work one-on-one with you to find a credit option that fits best for you and your business.
Loan amounts up to $500,000
Finance multiple pieces of equipment on one contract
125% financing when including soft costs
Pre-approval option
Deferred Payment Option
Flexible payment options
(monthly, quarterly or annually)
Five benefits of equipment financing
Application-only up to $250,000
Use our quick, application-only process for transactions up to $250,000.
Save working capital
No down payment required with terms from 24 – 60+ months. Simplify payments and include up to 25% of additional costs into the agreement, such as installation, tax and freight.
Flexible payment structure
Structure payments for your business’ cash flow. Take advantage of our Deferred Payment option, then schedule payments on a monthly, seasonal or semiannual basis.
Equipment specific filing
No blanket liens – only your new equipment is used to secure financing, leaving your business and existing assets unencumbered.
Quick credit decision
Establish a pre-approval for up to $500,000 so you can shop with confidence.
Alternative lending options for your equipment needs
Quick Loan
Quick loans are traditional fixed rate loans up to $250,000 and can be used for general working capital, equipment or purchasing new and used vehicles. They offer a simplified application process and faster decisions.
Practice financing
If your equipment needs are related to an office remodel, relocation or expansion, practice acquisition or start up, our practice finance team can help you explore specialty financing options.
Visit U.S. Bank Financial IQ for insights
Do you need a business equipment loan?
Upgrades can provide improved productivity and customer service, but they also require a substantial investment. Here’s how to determine if now’s the right time to proceed with a business loan.
How to make the most of your business loan
Focus on your key priorities and use your newly acquired funds from your business equipment loan where they’ll have the greatest impact.
What type of loan is right for your business?
Borrowing money is a big step for business owners. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your business.
Get started
Deposit products offered by U.S. Bank National Association. Member FDIC.
Equal Housing Lender
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Quick Loans for vehicles cannot be completed online.
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Credit products offered by U.S. Bank National Association are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.
Financing maximums and terms are determined by borrower qualifications and use of funds.
For any deferred or promotional payment period, interest accrues and is amortized over the remainder of the term and outstanding balance.
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