Application-only up to $200,000
Use our quick, application-only process for transactions up to $200,000.
Business equipment financing
Equipment financing for your business needs.
From manufacturing equipment to office furniture and everything in between, the right equipment can help keep your business running smoothly:
- Medical, dental and veterinary equipment
- Construction equipment
- Commercial vehicles
- Phone systems
- Computer hardware and software
Five benefits of equipment financing
Save working capital
No down payment required with terms from 24 – 60+ months. Simplify payments and include up to 25% of additional costs into the agreement, such as installation, tax and freight.
Flexible payment structure
Structure payments for your business’ cash flow. Schedule payments on a monthly, seasonal or semiannual basis.
Equipment specific filing
No blanket liens – only your new equipment is used to secure financing, leaving your business and existing assets unencumbered.
Quick credit decision
Establish a pre-approval for up to $1,000,000 so you can shop with confidence.
Alternative lending options for your equipment needs
Quick Loan
Quick loans are traditional fixed rate loans up to $250,000 and can be used for general working capital, equipment or purchasing new and used vehicles. They offer a simplified application process and faster decisions.
Practice financing
If your equipment needs are related to an office remodel, relocation or expansion, practice acquisition or start up, our practice finance team can help you explore specialty financing options.
Visit U.S. Bank Financial IQ for insights
Do you need a business equipment loan?
Upgrades can provide improved productivity and customer service, but they also require a substantial investment. Here’s how to determine if now’s the right time to proceed with a business loan.
How to make the most of your business loan
Focus on your key priorities and use your newly acquired funds from your business equipment loan where they’ll have the greatest impact.
What type of loan is right for your business?
Borrowing money is a big step for business owners. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your business.
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Equal Housing Lender