Retirement Planning

Financial planning for retirement

Whether you’re planning for, transitioning to or already enjoying retirement, we can help you create a custom approach to ensure you’re prepared. Clarifying your vision for retirement can help you determine the best course of action.

Open an IRA

GROWTH

Saving for retirement

We make it easy for you to save for retirement. Whether that’s helping you choose an individual retirement account (IRA) or keeping track of all your finances, we can create a flexible retirement savings plan that adjusts as your needs evolve. We can help you with:

IRAs
401(k) rollovers¹
Retirement accounts for when you’ve maximized IRA and 401(k) options

Retirement savings and investing

Open an IRA.

Investing in an IRA is one of the best things you can do to save for retirement. Since it’s a tax-advantaged account, it can mean more money saved for your future. If you open an IRA before April 15, you may be able to take advantage of potential tax benefits. We offer:

Traditional IRAs
Roth IRAs
SEP IRAs
U.S. Bank Heritage IRAs

Learn how to open an IRA

OPTIMIZATION

Help reaching your retirement goals

As you get closer to retirement, you may want to consider additional saving and investing strategies to enhance your financial plan. A wealth management professional can help you determine how you might:

Max out contributions.
Take advantage of catch-up contributions.
Invest more in a general investment account.
Consider your Social Security strategy.
Adjust your expenses in retirement.

Find an advisor or banker

INCOME

Create your retirement income strategy.

Planning ahead enables you to be better prepared to manage your retirement income. Considerations may include pensions and annuities, drawdown strategies and the age you choose to retire.²

Learn about retirement income

Invest your way

Whether you prefer online investing or personalized financial planning guidance – or want a little of both – we have options to meet your needs.

Online investing

For your retirement savings, whether you want a managed-for-you option, Automated Investor, or you prefer to build and manage your own portfolio through Self-directed brokerage we’ve got an online investing option for you from U.S. Bancorp Investments.

Compare online investing choices

Personal guidance

Making sense of your current finances is our starting point for developing your retirement savings plan. We’ll tailor your investment strategy to help you work toward your goals for the retirement lifestyle you envision.

Work with a financial advisor or banker

Insights