The right savings account can help put your goals within reach.
Standard Savings Account
Basic savings ideal for low balances and first-time savers
Retirement Money Market
An easy way to diversify your U.S. Bank portfolio4 with valuable tax advantages
No monthly maintenance fee
Or $25 automatic monthly deposit
All our savings accounts include:
- Branches in more than 25 states
- One of the largest ATM networks in America
- No surcharges at MoneyPass® Network ATMs5
- Find a branch or ATM near you, in the app or at locations.usbank.com
Compare savings accounts
This handy comparison chart gives you a brief look at some of the features and benefits of our savings accounts, side by side.
How to waive the monthly maintenance fee
Compare savings accounts
This handy comparison chart gives you a brief look at some of the features and benefits of our savings accounts, side by side.
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Standard Savings Account
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Platinum Select Money Market Savings
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Package Money Market Savings
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Elite Money Market Account
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Retirement Money Market Account
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Monthly maintenance fee
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Standard Savings Account is $4Monthly maintenance fee
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Platinum Select Money Market Savings is $0Monthly maintenance fee
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Package Money Market Savings is $0Monthly maintenance fee
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Elite Money Market Account is $10 or $0Monthly maintenance fee
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Retirement Money Market Account is $0Monthly maintenance fee
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How to waive the monthly maintenance fee
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Platinum Select Money Market Savings has No monthly maintenance fee
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Package Money Market Savings has No monthly maintenance fee
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Elite Money Market Account has No monthly maintenance fee with $10,000 minimum daily ledger balance6
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Retirement Money Market Account has No monthly maintenance fee
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Minimum opening deposit
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Minimum opening deposit for Standard Savings Account is $25
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Minimum opening deposit for Platinum Select Money Market Savings is $25
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Minimum opening deposit for Package Money Market Savings is $25
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Minimum opening deposit for Elite Money Market Account is $100
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Minimum opening deposit for Retirement Money Market Account is $100, or $25 automatic monthly deposit
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Features and benefits
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Earns interest7
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Take the next step
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Why U.S. Bank? It's all about access.
No matter which account you choose, you’ll have access to the tools and support you want.
Mobilize your financial life.
Pocket the power to bank on your own schedule with the U.S. Bank Mobile App. Simply sign in with a touch or a glance to manage your finances with your fingertips.
We’re where you need us.
Need quick cash? Want a face-to-face chat with a banker? As a U.S. Bank customer, you have access to one of the largest ATM networks in America.
