Offers first-time savers and those with low balances a hassle-free way to save
Offers tiered interest rates1 and great benefits
Offers U.S. Bank individual retirement account holders2 tax advantages and diversification
A savings account is a safe place to hold your money. It’s meant to help you build your money for the future. There are several types of savings accounts including:
A savings account provides a safe place to put cash that you don’t need right away. It may accrue interest and can help you save money for a specific goal, such as a large purchase or a safety net fund.
All U.S Bank savings accounts accrue interest.
Find a branch or ATM near you, in the app or at locations.usbank.com.
Maintain a $10,000 minimum daily balance4
No monthly maintenance fee
Bank Smartly™ with U.S. Bank by tapping into an array of tools, programs and resources that work together to put you - and keep you - on the road to financial wellness.
Download the U.S. Bank Mobile App and explore ways to manage cash easily, move money safely and save and spend wisely.
Check out these helpful articles to find answers to questions about savings accounts or brush up on other financial topics.
Learn which type of account to use to achieve your financial goals.
You already have short- and long-term goals in mind. The next step is figuring out the most effective way to save.
Healthy money habits deliver a sense of well-being, no matter how much you earn.