Safe Debit Account benefits
Basic banking must-haves
No overdraft fees
With a debit card, you’re less likely to overdraw on your account. But in case you do, there are no overdraft charges.4
Free credit score access5
Take advantage of free access to the TransUnion® CreditView™ Dashboard through online and mobile banking.
- See your VantageScore® 3.0 credit score and ranking.
- Use Score Simulator to see an estimated credit score if you take certain credit actions.
- Find helpful credit education information and resources.
Discounts on money orders
Send money quickly and securely with discounted money orders.
For more information on features and pricing, check out:
- Safe Debit Account Simple Snapshot (PDF)
- U.S. Bank Safe Debit Account Terms and Conditions
- Safe Debit Account Pricing and Information Guide
- Consumer Pricing Information
- Your Deposit Account Agreement
Our online application process is fast and secure.
You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.