It's like a checking account ... minus the checks. A Safe Debit Account goes above and beyond a simple prepaid debit card, offering powerful benefits such as Online and Mobile Banking. It also offers peace of mind: with a debit card, you are less likely to overdraw on your account, and there are no overdraft charges if you do.
A Safe Debit Account makes it easy to stay on top of your money: you can track spending, receive low balance alerts, enroll in direct deposit, and much more. You can even send money securely to family and friends!
Safe Debit Account benefits
Basic banking must-haves
Discounts on money orders
Send money securely and quickly minus high fees with discounted money orders.
Free Credit Score Access1
Get powerful free access to the TransUnion CreditViewTM Dashboard through Online Banking.
- See your VantageScore® 3.0 credit score and ranking.
- Use Score Simulator to see an estimated credit score if you take certain credit actions.
- Find helpful credit education information and resources.
Monthly maintenance fee
With paper statements or eStatements
The most common checking fees are listed in the Safe Debit Account Simple Snapshot (PDF), an easy-to-read summary of pricing and features to help you use this account. There are also discounted fees for money orders and other services.
For more detailed information, see the U.S. Bank Safe Debit Account Terms and Conditions and the Safe Debit Account Pricing and Information Guide. Also see the Consumer Pricing Information brochure and Your Deposit Account Agreement.