Yes. We’re committed to providing several products and services designed to help military members and their families during and after their military career. Although Safe Debit is not eligible, most of our other checking products offer a military maintenance fee waiver. Learn about our military checking benefits or explore all our military banking programs.
Safe Debit Account
Enjoy the perks without the checks.
Applicants ages 18 years and over may apply for a Safe Debit account individually or jointly. Those ages 14 through 17 must apply jointly with an adult.
Safe Debit Account1 details
Monthly maintenance fee
$4.95
(Cannot be waived)
What is a Safe Debit Account?
It’s a check-less checking account, an alternative to traditional checking. Deposits, withdrawals and payments can be made similar to any other U.S. Bank deposit account.
The Safe Debit Account is suitable for those who want a debit card but don’t need to write checks. It is particularly suitable as a joint account with a minor.
Safe Debit Account benefits
Basic banking must-haves
Enjoy a U.S. Bank Visa®Debit Card, mobile and online banking with mobile check deposit,2 bill pay3 and more.
No overdraft fees
With a debit card, you’re less likely to overdraw on your account. But in case you do, there are no overdraft charges.4
Free credit score access5
Take advantage of free access to the TransUnion® CreditView™ Dashboard through mobile and online banking.
- See your VantageScore® 3.0 credit score and ranking.
- Use Score Simulator to see an estimated credit score if you take certain credit actions.
- Find helpful credit education information and resources.
Discounts on money orders
Send money quickly and securely with discounted money orders.
More information
Learn more about additional features and pricing by checking out the following resources:
Open an account online.
It's fast and easy, typically taking only a few minutes.
The Safe Debit account can be opened individually or jointly if you’re 18 years old or over. To open a joint account online, simply select the Joint option when applying. Here’s what you’ll need to open an account online.
Note: Applicants ages 14 through 17 may open a Safe Debit account jointly with an adult. They may do so together online or in person at a branch. Stop by a local branch together or schedule an appointment in advance. Learn more about opening an account for a minor.
Frequently asked questions
You can apply for an individual bank account if you’re 18 years or older and a legal U.S. resident. You’ll need to provide your Social Security number and a valid, government-issued photo ID. Learn more about how to open your own first bank account.
A checking account is typically used for day-to-day spending and paying your bills. You can easily access your money with a debit card, ATM or check. A savings account is meant to help you grow your money or set aside funds for a big purchase.
A Safe Debit account acts like a checking account without the checks. You can access your money with a debit card or ATM.
It’s often beneficial to have both as part of your financial plan. Learn more about the differences between checking and savings accounts.
Get answers to other frequently asked questions and learn more about account services, features and benefits on our Checking customer resources page.
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Disclosures
Start of disclosure content
XX-001a FDIC Notice
XX-041 Debit card issuer
DA-017c DAA and CPI Disclosure No Phone Number
XX-011 Equal Housing Lender