The Safe Debit Account lets you enjoy the perks without the checks.

Safe Debit Account1 details

 Monthly maintenance fee


(Cannot be waived)

What is a Safe Debit Account?

It’s a check-less checking account, an alternative to traditional checking. Deposits, withdrawals and payments can be made similar to any other U.S. Bank deposit account. The Safe Debit Account is suitable for those who want a debit card but don’t need to write checks.

Safe Debit Account benefits

Basic banking must-haves

No overdraft fees

With a debit card, you’re less likely to overdraw on your account. But in case you do, there are no overdraft charges.4

Free credit score access5

Take advantage of free access to the TransUnion® CreditView™ Dashboard through mobile and online banking.

  • See your VantageScore® 3.0 credit score and ranking.
  • Use Score Simulator to see an estimated credit score if you take certain credit actions.
  • Find helpful credit education information and resources.

Discounts on money orders

Send money quickly and securely with discounted money orders.

Woman reviewing Safe Debit Account benefits

Our online application process is fast and secure.

You can open a checking account online in minutes with confidence. We use the strongest available 128-bit encryption to protect any information you send.

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