What is Automated Investor?

Automated Investor is a robo-advisor that combines our investing expertise with technology to automatically manage your investments. We also offer human help. Our financial professionals are just a phone call away.

Start investing with just $1,000.

Work toward your goal with a low minimum investment.

For every $1,000 you invest, pay only $0.20 a month in fees.

Annual fees are 0.24% of invested assets, billed quarterly.1 Pay no commission or fees on individual trades.

Get offline help with your automated investing.

Call 866-758-8655 to talk to a financial professional.

Made for beginners to experts

Whether you know a lot or a little about investing, consider Automated Investor if:

  • You have goals, such as retirement or buying a home, to save for.

  • You’re beginning investing.

  • You're busy and want an easy, hassle-free way to manage your investments.

  • You want professional investment management for a low fee.

Automated investing benefits

Start investing toward a financial goal without adding to your to-do list. Automated Investor from U.S. Bancorp Investments does the work for you.

Investments picked by experts

Our professionals select a mix of investments that are a good fit for your goal. Smart technology keeps you on track, with the ability to adjust your goal if your plans change.

Automatic market adjustments

Leave the trading to us. We continually monitor your account and automatically update your investment mix based on performance and when our market views change.

Tax-efficient investing

We monitor your portfolio to help you save on taxes with strategies like tax-loss harvesting.

Keep in mind that all investing comes with risk. Unlike savings, investment accounts are not FDIC-insured and may lose value.

We’ll manage your investments.

We choose and invest your money in low-fee Exchange Traded Funds (ETFs) that suit your goal. We do all the work for you.2

Choose your financial goal.

Whether your goal is retirement, investing for a big purchase or to simply grow your money, our hassle-free investing experience can help you get there.

Take our risk quiz.

Answer three short questions about your comfort with investment risk.

See your projected investment.

See different simulated investment scenarios to discover how they may impact your total contributions. Keep in mind, this is hypothetical, and your account value will change depending on market conditions. Returns are not guaranteed.

Get started.

Automated Investor is exclusively for customers of U.S. Bancorp Investments and its affiliate U.S. Bank. If you have questions about a current account, call 866-758-8655. 

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Frequently asked questions

Get answers to your Automated Investor questions. Start here or view all FAQ.

Automated Investor is U.S. Bancorp Investments’ robo-advisor. Like many other robo-advisors, it uses a set of investing rules run by advanced computer software to manage your investments automatically in an investment advisory account.

You provide the robo-advisor information about your investment goals, your comfort with financial risk and when you would like to reach your goal. The robo-advisor will monitor your mix of investments daily to make trades for you to help keep you on track to your goal.

Yes. You can open more than one Automated Investor account, each with its own goal.

We invest in Exchange Traded Funds or ETFs. ETFs are SEC-registered and offer investors a way to pool their money in a fund that makes investments in stocks, bonds, other assets or some combination of these investments.

Your account is automatically monitored generally every business day.

If you are an existing customer of U.S. Bank exploring your investment opportunities, there are several different types of robo-advisor accounts that can be opened, including:

  • Individual accounts 

  • Joint accounts

  • Traditional IRAs

  • SEP IRAs

  • Roth IRAs

Take the next step

Call 866-758-8655
Request a call
Schedule an appointment
Talk to an advisor
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Disclosures

Automated Investor legal agreements & disclosures

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  1. Annual advisory fee is 0.24% of invested assets, billed quarterly with a minimum investment of $1,000. Your annual advisory fee doesn’t include ETF fees and expenses which are reflected in the daily pricing of the fund, or other account level fees as described in our Automated Investor Wrap Fee Program Brochure.

  2. Exchange Traded Funds (ETFs) are subject to risks similar to those of stocks, such as market risk. Investing in ETFs may bear indirect fees and expenses charged by ETFs in addition to its direct fees and expenses, as well as indirectly bearing the principal risks of those ETFs. ETFs may trade at a discount to their net asset value and are subject to the market fluctuations of their underlying investments.

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Investment and insurance products and services including annuities are:
Not a deposit ● Not FDIC insured ● May lose value ● Not bank guaranteed ● Not insured by any federal government agency.

U.S. Investments is a marketing logo for U.S. Bancorp Investments Inc.

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License #0E24641.

U.S. Bancorp Investments and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

IMPORTANT: The projections or other information generated by Automated Investor regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.

Investing involves risk, including possible loss of principal.

U.S. Bancorp Investments is registered with the Securities and Exchange Commission as both a broker-dealer and an investment adviser. To understand how brokerage and investment advisory services and fees differ, the Client Relationship Summary is available for review.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

Past performance and market conditions do not guarantee future results. There is no assurance that a particular investment mix or hypothetical performance shown will lead to actual investment results or performance. Diversification and asset allocation strategies do not guarantee low volatility, profit or protection against loss. There is no guarantee that you will achieve your goal within your time horizon, or over a longer time period by using Automated Investor. You are responsible for providing accurate and up to date information about your goal, time horizon, and risk tolerance.

If you have any questions or concerns, contact us to consult with an investment professional at (866) 758-8655. The illustrative portfolios cannot account for the impact that economic, market, and other factors may have on an actual investment portfolio.

Municipal Securities Education and Protection– U.S. Bancorp Investments is registered with the U.S. Securities and Exchange Commission and the Municipal Securities Rulemaking Board (MSRB). An investor brochure that describes the protections that may be provided to you by the MSRB rules and how to file a complaint with an appropriate regulatory authority is available to you on the MSRB website at www.msrb.org.

U.S. Bancorp Investments Order Processing Information.