On dining, takeout and restaurant delivery2
Your refundable deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.
Use your card everywhere Visa is accepted. Your secured card works and looks like any other credit card.
We monitor your activity and regularly report your card status to the three major credit bureaus. Spend within your limit and pay your bill when it's due. Over time, this will help build your credit and you may be able to automatically graduate to the U.S. Bank Altitude Go Visa Signature Card. Upon graduation, your security deposit will be returned.
Includes Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, HBO Max, Hulu, iHeart, LiveOne, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV. Merchant list is subject to change.
Check out our wide range of cards that could fit your needs.
U.S. Bank credit score requirements vary by product. The Secured credit card products are built for people looking to build or rebuild their credit with responsible use with fair credit score ranges.
Your refundable deposit is held in a secured U.S. Bank savings account. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
Choose from rewards options like travel, merchandise, cash back7 and gift cards. Or, redeem points instantly for nearly any purchase with Real-Time Rewards.
NEW: Redeem points towards a monetary charitable contribution and U.S. Bank will match your contribution at 100%.
Your points never expire. Redeem them right away or save for later.