Planning for retirement

Financial perspectives

April spotlight

Retirement planning checklist

Review 11 important factors that can affect how you plan for retirement.

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IRA resources and education: Learn about IRAs

Retirement savings tools, such as IRAs, form an integral part of your financial plan. Explore how the different types of IRA can help fund your retirement.

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How sequence of returns risk can impact when to retire

Choosing when to retire is an important financial decision. A retirement income strategy may help protect your plan against sequence of returns risks.

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Roth IRA benefits: Roth IRA vs. traditional IRA accounts

Unlike a traditional IRA, a Roth IRA allows you to contribute after-tax dollars now and withdraw contributions tax-free in retirement. Get more details on Roth IRA contribution limits, Roth IRA income limits and Roth conversions.

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RMD rules: What is a required minimum distribution?

If you have an IRA or have contributed to an employer-sponsored retirement plan, it’s vital to know the rules around RMDs, including deadlines and how to calculate required minimum distributions.

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Types of IRA accounts

An individual retirement account (IRA) can be a key element of a retirement plan, but the first step is to determine which type or types of IRA accounts fit your situation.

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Managing retirement cash flow during market downturns

Investment markets can be unpredictable, but a downturn doesn’t have to be a threat to your retirement.

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Investing through workplace retirement plans

Workplace retirement plans allow you to invest with ease while working toward financial security.

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Taking advantage of catch-up contributions

Catch-up contributions helps those 50 and older allocate more money to their 401(k) or IRA annually.

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Consolidating retirement accounts: 4 steps to take

Keeping track of your retirement accounts can be a challenge. Following these four steps can help you feel more in control.

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Retirement planning checklist

Review 18 important to-dos as you make your way toward retirement.

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Secure Act 2.0: How new legislation could change the way you save for retirement

The SECURE Act of 2019 was the first major retirement legislation in more than 10 years. Now, more changes may be on their way.

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How to maintain your lifestyle in retirement

Seven strategies that can help you work toward the retirement you want.

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5 investment options to generate retirement income

Customize your income in retirement with these common investment choices.

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4 benefits of an IRA

Look beyond your 401(k) or pension to maximize the power of your retirement savings.

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How much should I save for retirement?

While the answer depends on your specific goals and timeline, 10 to 15% of your pre-tax salary is a good baseline to start from.

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3 retirement withdrawal strategies

How you withdraw funds from your investment accounts should align with your goals and needs. Here are three withdrawal strategies—and other factors—to consider.

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How 7 common sources of retirement income are taxed

Don’t overlook the impact of taxes as you plot out your retirement income strategy.

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