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Checking & Savings

Bank accounts (overview)
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Visa® gift cards
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Checking account comparison
Routing number lookup
Customer resources

Credit Cards

Credit cards (overview)
Credit cards exclusive to U.S. Bank customers
Cash back credit cards
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Check for recommended cards
My credit card benefits

Mortgage & Refinance

Home loans (overview)
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Loans & Credit Lines

Overview
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Personal Loans and Lines
Tools
Home equity rate and payment calculator
Home equity recommender
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Investing & Retirement

Invest online with guidance (from U.S. Bancorp Investments)
Self-directed investing online (from U.S. Bancorp Investments)
Investing and retirement
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Why choose us

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Online & Mobile
- Ways to bank
  
  Digital banking overview
  
  Online Banking
  
  Mobile Banking
  
  U.S. Bank digital innovations
  
  U.S. Bank Digital Explorer
  
  Online Risk-Free Guarantee
  Services
  
  Mobile Check Deposit
  
  Send money with Zelle®
  
  Bill Pay
  
  Transfers
  
  Account alerts
  
  Paperless documents
  Get the app
Checking & Savings
- Products
  
  Bank accounts (overview)
  
  Checking accounts
  
  Savings accounts
  
  CDs
  
  Debit cards
  
  Visa® gift cards
  Tools
  
  Checking account comparison
  
  Routing number lookup
  
  Customer resources
  Pay back friends and family with Zelle^®
Credit Cards
- Products
  
  Credit cards (overview)
  
  Credit cards exclusive to U.S. Bank customers
  
  Cash back credit cards
  
  Travel rewards credit cards
  
  Lower interest rate credit cards
  Tools
  
  Check for recommended cards
  
  My credit card benefits
  Pay with your mobile device
Mortgage & Refinance
- Products
  
  Home loans (overview)
  
  Mortgages
  
  Refinancing
  Tools
  
  Mortgage calculators
  
  Today's mortgage rates
  
  Find a mortgage loan officer
  
  Mortgage help and repayment options
  First-time homebuyer help
Loans & Credit Lines
- Products
  
  Overview
  
  Home Equity
  
  Auto Loans
  
  Boat Loans
  
  RV Loans
  
  Personal Loans and Lines
  Tools
  
  Home equity rate and payment calculator
  
  Home equity recommender
  
  Auto loan calculator
  Track your application
Investing & Retirement
- Your goals, our services
  
  Invest online with guidance (from U.S. Bancorp Investments)
  
  Self-directed investing online (from U.S. Bancorp Investments)
  
  Investing and retirement
  View all products and services
  
  Compare ways to work with us
  
  Why choose us
  You invest, we do the rest. Low fees and low minimum investment.
  Learn more about Automated Investor from U.S. Bancorp Investments.

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Which account would you like to apply for?

Silver Checking – A popular package for combined checking and savings.

Gold Checking – Extra benefits for U.S. Bank credit card and loan customers.

Platinum Checking – Our top-tier account, with the best rates and all the perks.

Premium Checking – Interest, extra perks, and a monthly fee waiver for seniors.

Student Checking – Basic checking with features just for students.

Easy Checking – A basic checking account with great standard features.

Safe Debit Account – A bank account with no checks and no overdraft fees.

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Platinum – Our top-tier account, with the best rates and all the perks.

Gold – Extra benefits for U.S. Bank credit card and loan customers.

Easy – A basic checking account with great standard features.

Student – A basic checking account with features just for students.

Safe Debit – A bank account with no checks and no overdraft fees.

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Personal Loans & Lines of Credit

Whatever’s next, we’re here to help.

Convenient access to funds when you need them

Premier Loan

With a fixed interest rate and fixed monthly payments, our Premier Loan is a great choice for one-time financing needs.

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Premier Line of Credit

U.S. Bank customers can enjoy instant, ready access to funds with the U.S. Bank Premier Line of Credit.

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Reserve Line of Credit

Get more out of your checking account with overdraft protection from a U.S. Bank Reserve Line of Credit.

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U.S. Bank Simple Loan

Get a real-time decision and quick access to loan funds for unexpected expenses.

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What to know before you apply

To meet the basic qualifications, make sure you have an existing relationship with U.S. Bank, such as a checking account or existing loan.
Premier Line provides a funding source for ongoing financial needs. If this is what you need, or if you are looking for a revolving account with a variable rate and minimum monthly payments, a Premier Line may be right for you.

What to know before you apply

To meet the basic qualifications, make sure you have an existing U.S. Bank Checking account.
Reserve Line protects you from overdrafts on your U.S. Bank personal checking account. If this is what you need, a Reserve Line may be right for you.

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Loans and lines of credit are offered through U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

Subject to credit approval, eligibility and credit qualifications. U.S. Bank Premier Loan, Premier Line of Credit, and U.S. Bank Simple Loan are for existing U.S. Bank customers who prefer financing without using collateral. Approval for Premier Line of Credit and Reserve Line of Credit requires having a new or existing U.S. Bank personal checking account.

Simple Loan applicants must have an open U.S. Bank personal checking account with recurring direct deposits. Other eligibility criteria may apply. Loan approval is subject to eligibility and credit approval.

Your Deposit Account Agreement and the Consumer Pricing Information brochure list terms, conditions, and fees that apply to U.S. Bank personal checking accounts. You may obtain a copy of the brochure by visiting a branch or calling 800.872.2657.

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Products

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Pay back friends and family with Zelle®

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Pay with your mobile device

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First-time homebuyer help

Products

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Track your application

Your goals, our services

You invest, we do the rest. Low fees and low minimum investment. Learn more about Automated Investor from U.S. Bancorp Investments.

Which account would you like to apply for?

Compare account benefits

Personal Loans & Lines of Credit

Whatever’s next, we’re here to help.

Convenient access to funds when you need them

Premier Loan

Premier Line of Credit

Reserve Line of Credit

U.S. Bank Simple Loan

Already started?

Pay back friends and family with Zelle^®

You invest, we do the rest. Low fees and low minimum investment.
Learn more about Automated Investor from U.S. Bancorp Investments.