What could you do with a home equity line of credit?

With access to available funds as you need them, competitive rates and flexible payment options, a home equity line of credit could be just what you need for your next major project.

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Compare other home equity options

Let your home’s equity work harder for you

Home equity line of credit

A home equity line of credit lets you access available funds as you need them, similar to credit cards – but with rates that are typically lower.

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Home equity loan

Home equity loans are a popular way to pay for major expenses, with fixed rates and payments for the life of the loan.

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Smart Refinance

A U.S. Bank Smart Refinance may help you save money with a no cost closing option. It can also be used to get cash out.

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Find the right approach for you

Unsure? Answer a few basic questions about your goals and financial situation, and we’ll help you find the home equity options that may work well for your specific needs.


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Home equity loans and lines of credit can be great ways to fund major purchases. Find out what terms you may qualify for.