Uncover the cost: Starting a business

August 14, 2019

Smart financial planning is key to successfully launching a business. If you’re an aspiring entrepreneur, factor in these startup costs to get your company off and running.

 

Ready to turn your business dream into a reality? Then let’s take that grand idea and make it happen. Here are some expenses to consider as you lay the groundwork for your new company.

 

Learn how U.S. Bank can support you and your business needs with these resources.

Learn about U.S. Bank

Related content

Growing your savings by going on a ‘money hunt’

Family planning for the LGBTQ+ community

Key components of a financial plan

A who’s who at your local bank

Maximizing your infrastructure finance project with a full suite trustee and agent

At your service: outsourcing loan agency work

What you need to know about renting

What financial advice would you give your younger self?

Travel for less: Smart (not cheap) ways to spend less on your next trip

Tips to raise financially healthy kids at every age

The mobile app to download before summer vacation

Consolidating debts: Pros and cons to keep in mind

Improve online presence your business

How to manage your money when you're self-employed

Is a Health Savings Account missing from your retirement plan?

7 things to know about long-term care insurance

What is Medicare? Understanding your coverage options

How much life insurance do I need?

Using 529 plans for K-12 tuition

How to open and invest in a 529 plan

How grandparents can contribute to college funds instead of buying gifts

7 financial questions to consider when changing jobs

Retirement planning in the gig economy

Key milestone ages as you near and start retirement

Retirement planning strategies for dual-income families

LGBTQ+ retirement planning: What you need to know

6 common money mistakes to avoid

Healthcare costs in retirement: Are you prepared?

Is your employer long term disability insurance enough?

Annual insurance review checklist

Rebuilding finances after a natural disaster

What you need to know before buying a new or used car

Do I need a financial advisor?

Retirement income planning: 4 steps to take

How to protect your digital assets in your estate plan

Webinar: Mindset Matters: How to practice mindful spending

3 awkward situations Zelle can help avoid

Car shopping: Buying versus leasing your next vehicle

Should you buy a house that’s still under construction?

Tips for navigating a medical hardship when you’re unable to work

What’s in your emergency fund?

How I did it: Turned my side hustle into a full-time job

Adulting 101: How to make a budget plan

Co-signing 101: Applying for a loan with co-borrower

Resources for managing financial matters after an unexpected death

Don’t underestimate the importance of balancing your checking account

Evaluating interest rate risk creating risk management strategy

Overcoming high interest rates: Getting your homeownership goals back on track

How to gain financial independence from your parents

An investor’s guide to marketplace lending

Should you buy now, pay later?

How to increase your savings

Practical money skills and financial tips for college students

Beyond Mars, AeroVironment’s earthly expansion fueled by U.S. Bank

4 tips to help you save for retirement in your 20s

Money Moments: How to manage your finances after a divorce

Strengthen your brand with modern POS technology

Helpful tips for safe and smart charitable giving

Prioritizing payroll during the COVID-19 pandemic

Talent acquisition 101: Building a small business dream team

Can fantasy football make you a better investor?

Money Moments: 8 dos and don’ts for saving money in your 30s

3 ways to keep costs down at the grocery store (and make meal planning fun)

5 unexpected retirement expenses

How to retire happy

Do your investments match your financial goals?

Working after retirement: Factors to consider

6 pandemic money habits to keep for the long term

Year-end financial checklist

LGBTQ+ financial planning: 7 reasons why it matters

4 steps to finding a charity to support

How to discuss money with your family

Comparing term vs. permanent life insurance

7 ways for pre-retirees to get ready for retirement

Insource or outsource? 10 considerations

From LLC to S-corp: Choosing a small business entity

Middle-market direct lending: Obstacles and opportunities

6 questions to ask before buying a new home

What kind of life insurance is right for me?

What you should know about buying a car

5 things to consider when deciding to take an unplanned trip

Your financial aid guide: What are your options?

How to get started creating your business plan

How having savings gives you peace of mind

Unexpected cost savings may be hiding in your payment strategy

Webinar: Mortgage basics: How much house can you afford?

These small home improvement projects offer big returns on investment

8 steps to choosing a health insurance plan

What to do when you lose your job

Make your business legit

4 reasons estate planning is important

Reviewing your beneficiaries: A 5-step guide

What is a home equity line of credit (HELOC) and what can it be used for?

Is it the right time to refinance your mortgage?

Dear Money Mentor: How do I set and track financial goals?

I own two electric vehicles. Here’s what I’ve learned about buying and driving EVs.

9 simple ways to save

5 things to avoid that can devalue your home

3 types of insurance you shouldn’t ignore

5 financial goals for the new year

Allowance basics for parents and kids

Estate planning documents: Living trusts vs. will vs. living will

How to track your spending patterns

How to manage your money: 6 steps to take

6 tips on trust fund distributions to beneficiaries

A beginner's guide to investing

Good debt vs. bad debt: Know the difference

Investment strategies by age

Finding a side gig to fund your goals

Military homeownership: Your guide to resources, financing and more

Working with an accountability partner can help you reach your goals

30-day adulting challenge: Financial wellness tasks to complete in a month

What are conforming loan limits and why are they increasing

The connection between your health and financial well-being

Friction: How it can help achieve money goals

How I did it: My house remodel

How do I prequalify for a mortgage?

8 steps to take before you buy a home

Your guide to breaking the rental cycle

4 ways to free up your budget (and your life) with a smaller home

How to build wealth at any age

How to use your unexpected windfall to reach financial goals

Money management guide to financial independence

Tailor Ridge eBill case study

Buying or leasing? Questions to ask before signing a contract

Home buying myths: Realities of owning a home

5 tips to help you land a small business loan

Certificates of deposit: How they work to grow your money

What military service taught me about money management

Improving your credit score: Truth and myths revealed

5 steps to take before transitioning your business

7 beneficiary designation mistakes to avoid

7 year-end tax planning tips

Should I itemize my taxes?

Money Moments: How to finance a home addition

Tips for working in the gig economy

Common unexpected expenses and three ways to pay for them

How to best handle unexpected expenses

Is it time to get a shared bank account with your partner?

Financial gifts can be a valuable – and fun – choice for the holidays

Webinar: Smart habits and behaviors to achieve financial wellness

Practical money tips we've learned from our dads

5 tips for creating (and sticking to) a holiday budget

What I learned from my mom about money

Your 4-step guide to financial planning

Stay on budget — and on the go — with a mobile banking app

Financial checklist: Preparing for military deployment

U.S. Bank asks: Transitioning out of college life? What’s next?

How to financially prepare for a military PCS

For today's homebuyers, time and money are everything

Here’s how to create a budget for yourself

Understanding guardianship and power of attorney in banking

How to use debt to build wealth

Transitioning from the military to the civilian workforce

4 benefits of independent loan agents

How to winterize your vehicle

How I did it: Deciding whether to buy an RV

Take the stress out of buying your teen a car

Financial steps to take after the death of a spouse

How to decide when to shop local and when to shop online

Streamline operations with all-in-one small business financial support

Checklist: Increase lead generation with website optimization

5 affordable small business marketing ideas when you have no budget

Tips for building a successful customer loyalty program

How I kicked my online shopping habit and got my spending under control

Personal loans first-timer's guide: 7 questions to ask

How I did it: Bought a home without a 20 percent down payment

House Hacks: How buying an investment property worked as my first home

The lowdown on 6 myths about buying a home

Multiple accounts can make it easier to follow a monthly budget

You can take these 18 budgeting tips straight to the bank

Opening a business on a budget during COVID-19

How I did it: Learned to budget as a single mom

What’s a subordination agreement, and why does it matter?

What is an escrow account? Do I have one?

How to stop living paycheck to paycheck post-pay increase

Understanding the true cost of borrowing: What is amortization, and why does it matter?

Money Moments: Tips for selling your home

Parent checklist: Preparing for college

Which is better: Combining bank accounts before marriage — or after?

Do you and your fiancé have compatible financial goals?

Should you get a home equity loan or a home equity line of credit?

How to start a photography business

How to establish your business credit score

What is a CLO?

Checklist: 10 questions to ask your home inspector

Webinar: Common budget mistakes (and how to avoid them)

When to consider switching banks for your business

5 reasons why couples may have separate bank accounts

7 steps: How couples and single parents can prepare for child care costs

How can I help my student manage money?

How to manage money in the military: A veteran weighs in

How to save for a wedding

How to save money while helping the environment

It's possible: 7 tips for breaking the spending cycle

Money Moments: 3 smart financial strategies when caring for aging parents

Personal finance for teens can empower your child

Save time and money with automatic bill pay

Tips to overcome three common savings hurdles

Webinar: Uncover the cost: Wedding

Webinar: Uncover the cost: International trip

U.S. Bank asks: Do you know what an overdraft is?

U.S. Bank asks: Do you know your finances?

Spring cleaning checklist for your home: 5 budget-boosting tasks

Webinar: Uncover the cost: Building a home

Are professional movers worth the cost?

10 questions to ask when hiring a contractor

4 questions to ask before you buy an investment property

10 ways to increase your home’s curb appeal

Webinar: Uncover the cost: Home renovation

Is a home equity line of credit (HELOC) right for you?

10 uses for a home equity loan

Beyond the mortgage: Other costs for homeowners

How to use your home equity to finance home improvements

What to know when buying a home with your significant other

Webinar: Mortgage basics: What’s the difference between interest rate and annual percentage rate?

Webinar: Mortgage basics: Buying or renting – What’s right for you?

Webinar: Mortgage basics: What is refinancing, and is it right for you?

Webinar: Mortgage basics: Prequalification or pre-approval – What do I need?

Webinar: Mortgage basics: How does your credit score impact the homebuying experience?

Webinar: Mortgage basics: Finding the right home loan for you

Webinar: Mortgage basics: 3 Key steps in the homebuying process

What is refinancing a mortgage?

How to Adult: 5 ways to track your spending

11 essential things to do before baby comes

Webinar: Uncover the cost: Starting a family

Preparing for adoption and IVF

How to plan and save for adoption and in vitro fertility treatment costs

Closing on a house checklist for buyers

What you need to know as the executor of an estate

What documents do you need after a loved one dies?

How to prepare for a natural disaster

College budgeting: When to save and splurge

Student checklist: Preparing for college

Webinar: Uncover the cost: College diploma

How to save money in college: easy ways to spend less

The A to Z’s of college loan terms

5 things to know before accepting a first job offer

How I did it: Paid off student loans

Webinar: Bank Notes: College cost comparison

Everything you need to know about consolidating debts

7 steps to keep your personal and business finances separate

Your quick guide to loans and obtaining credit

Test your loan savvy

U.S. Bank asks: What do you know about credit?

Is a home equity loan for college the right choice for your student

How to apply for federal student aid through the FAFSA

Be careful when taking out student loans

ABL mythbusters: The truth about asset-based lending

Collateral options for ABL: What’s eligible, what’s not?

Crypto + Homebuying: Impacts on the real estate market

How jumbo loans can help home buyers and your builder business

Webinar: ESG for Corporations: Building an all-weather, long-lasting strategy

When small companies buy big: The potential of asset-based lending

Common pitfalls to avoid in the equipment financing process

The secret to successful service provider integration

How to maximise your infrastructure finance project

Questions to ask before buying a car

How to choose the best car loan for you

Can you take advantage of the dead equity in your home?

7 tips to help grow your business after launch

How to test new business ideas

How to fund your business without using 401(k) savings

Costs to consider when starting a business

How to redefine challenges with business collaboration

How to sell your business without emotions getting in the way

10 tips on how to run a successful family business

The costs of hiring a new employee

Email marketing: 10 mistakes to avoid

How to expand your business: Does a new location make sense?

4 steps that give your business an SEO boost

Essential marketing tools for any business

How a small business is moving forward during COVID-19

Use this one simple email marketing tip to increase your reach

How to build a content team

Investing in capital expenditures: What to discuss with key partners

3 ways to gain loyalty with your customers

Can ABL options fuel your business — and keep it running?

Finance or operating lease? Deciphering the legalese of equipment finance

Safeguarding the payment experience through contactless

Tech lifecycle refresh: A tale of two philosophies

ABCs of ARP: Answers to American Rescue Plan questions for counties

Omnichannel retail: 4 best practices for navigating the new normal

Is your restaurant Google-friendly?

COVID-19 safety recommendations: Are you ready to reopen?

Start of disclosure content

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.