Personal services business banking

Explore banking solutions designed for personal services businesses.

Gain a competitive edge with business banking solutions designed for businesses that provide specialized services – from hair salons to pet services and everything in between.

  • Manage your business finances in one place.

  • Streamline your processes with top-tier resources.

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Equip your business with the right business banking solutions.

Optimize your cash flow.

Effortlessly track your incoming and outgoing funds with real-time reporting to drive your decision making and scale your business.

Conveniently accept payments.

Accept payments in store, online or on the go with payment options built to meet your needs.

Simplify payroll management.

U.S. Bank Payroll centralizes the tools you need to run payroll, manage tax forms and simplify daily business activities.

Key products for your personal service business

Payment solutions

U.S. Bank offers payment solutions that are secure, scalable and efficient for both businesses and their customers. Accept payments, send invoices and track consumer spending with ease.

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Payroll services

Manage payroll and banking with a full view of your business finances in one platform backed by the security and reliability of U.S. Bank.

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Business lending

Take your business to the next level with a Commercial Real Estate Loan, Small Business Administration (SBA) loan, revolving line of credit or any other financing solutions.

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Business credit cards

Get more purchasing power for your practice. With a business credit card from U.S. Bank, enjoy cash back and bonus points on your purchases, including medical supplies.

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Connect with industry-leading bankers.

Our bankers are readily available to help connect your business with the solutions it needs to thrive.

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Monitor and manage cash flow at your fingertips.

From business checking to payment processing solutions for small businesses, U.S. Bank offers products, resources and services to help your enterprise thrive, all in one place. Access one centralized view of your cash flow with an online banking dashboard.

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Frequently asked questions

U.S. Bank offers a variety of personal service solutions for businesses, including:

Customers expect the ability to pay in any environment — online, in-person, by phone, in-app or by mobile wallet. U.S. Bank Payment Solutions allows your business to accept payments from anywhere – a storefront, online, over the phone from home, on location or wherever your customers are.

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How to choose the right business savings account

Learn how to choose the right business savings account to protect your finances and support your business growth.

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How to apply for an SBA loan: requirements explained

How to apply for an SBA loan. Understand the key requirements such as preparing legal documents, providing collateral and more to secure the loan.

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Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

Request a call

Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

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Disclosures

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

SBA loan funding is subject to credit approval, program, and eligibility guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank, SBA, and/or third-party SBA fees may apply and vary based on the type and term of the loan. Some restrictions apply to refinancing options.

Financing maximums and terms are determined by borrower qualifications and use of funds.

U.S. Bank Payroll is a platform that enables small business customers to access third-party payroll processing services provided by Gusto, Inc. through the existing U.S. Bank online banking experience. U.S. Bank is not affiliated with Gusto, Inc.  For more information, please refer to the Embedded Payroll Service page.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

General conditions and fees may apply. See a business banker for details.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.