Checking Accounts

Personal checking that works for you.

Compare checking accounts

Find the right checking account for you

PLATINUM CHECKING PACKAGE

A top-tier checking account with competitive rates and all the perks

You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit¹, bill pay, access to more than 4,700 U.S. Bank ATMs and more
Earn interest² on the money you keep in your account (view rates)
No U.S. Bank fee for Non-U.S. Bank ATM Transactions³
No fees for overdraft protection transfers⁴

GOLD CHECKING PACKAGE

Extra benefits for U.S. Bank credit card and loan customers

You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit¹ bill pay, access to more than 4,700 U.S. Bank ATMs and more
Two additional Easy Checking accounts with no monthly maintenance fees⁵
No U.S. Bank ATM Transaction fee charged on first two Non-U.S. Bank ATM Transactions per statement period (Non-U.S. Bank ATM Transaction fees apply after two).³
Reduced fee for Overdraft Protection Transfers⁴

EASY CHECKING

A personal checking account with great standard features

You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit¹, bill pay, access to more than 4,700 U.S. Bank ATMs and more

STUDENT CHECKING

A personal checking account with features just for students

You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit¹, bill pay, access to more than 4,700 U.S. Bank ATMs and more
Free first order of U.S. Bank Student Checking logo checks OR 50% off your first order of all other personal designs.

SAFE DEBIT ACCOUNT

A bank account minus the checks with no overdraft fees

You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit¹, bill pay, access to more than 4,700 U.S. Bank ATMs and more
No checks
No overdraft fees
Discount on money orders

U.S. Bank was named one of the “World’s Most Ethical Companies”

Ethisphere Worlds Most Ethical Companies

Not sure which checking account is best for you?

Compare accounts

Why U.S. Bank? It’s all about access.

No matter which account you choose, you’ll have access to the tools and support you deserve.

Online and mobile tools

Track your spending, pay bills, deposit checks and more.

Thousands of locations

U.S. Bank has more than 3,000 branches and 4,700 ATMs.

Customer resources

Find answers to common questions about your checking account.

Take the next steps with us