An interest-bearing checking account that’s eligible for Smart Rewards™
There are multiple ways to get the monthly maintenance fee waived.1
Bank Smartly and Safe Debit account holders enjoy:
Bank Smartly™ Checking account holders can enroll in Smart Rewards™ to reap additional benefits.
Note: Safe Debit accounts are not eligible for Smart Rewards.™
Let’s face it – overdrafts can happen. With Overdraft Fee Forgiven, U.S. Bank Smartly™ Checking account holders may qualify for an Overdraft Paid Fee waiver.
If your Available Balance at the end of the business day is overdrawn by $50 or less, you will not be charged an overdraft fee. If your Available Balance is overdrawn by $50.01 or more, you’ll have extra time to potentially have the Overdraft Paid Fees waived with Overdraft Fee Forgiven.4
Note: Safe Debit accounts are not eligible for Overdraft Fee Forgiven.
Bank Smartly™ with U.S. Bank by tapping into an array of tools, programs and resources that work together to put you - and keep you - on the road to financial wellness. Download the U.S. Bank Mobile App and explore ways to manage cash easily, move money safely and save and spend wisely.
Financial IQ has an abundance of interesting and relevant articles, videos, quizzes and more that can help you grow your financial knowledge. Here are just a few of the resources you’ll find.
With so many available options, it can be difficult to choose a bank account that best fits your needs. Our Money Mentor can help.
Whether you’re a financial pro or just starting your financial journey, mindful spending habits will keep you on the right track.
Avoid overdraft charges and minimize the risk of fraud by keeping your checking account balanced.