Checking Accounts
Personal checking that works for you.
Find the right checking account for you
PLATINUM CHECKING PACKAGE
A top-tier checking account with competitive rates and all the perks
- You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit1, bill pay, access to more than 4,700 U.S. Bank ATMs and more
- Earn interest2 on the money you keep in your account (view rates)
- No U.S. Bank fee for Non-U.S. Bank ATM Transactions3
- No fees for overdraft protection transfers4
GOLD CHECKING PACKAGE
Extra benefits for U.S. Bank credit card and loan customers
- You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit1 bill pay, access to more than 4,700 U.S. Bank ATMs and more
- Two additional Easy Checking accounts with no monthly maintenance fees5
- No U.S. Bank ATM Transaction fee charged on first two Non-U.S. Bank ATM Transactions per statement period (Non-U.S. Bank ATM Transaction fees apply after two).3
- Reduced fee for Overdraft Protection Transfers4
EASY CHECKING
A personal checking account with great standard features
- You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit1, bill pay, access to more than 4,700 U.S. Bank ATMs and more
STUDENT CHECKING
A personal checking account with features just for students
- You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit1, bill pay, access to more than 4,700 U.S. Bank ATMs and more
- Free first order of U.S. Bank Student Checking logo checks OR 50% off your first order of all other personal designs.
SAFE DEBIT ACCOUNT
A bank account minus the checks with no overdraft fees
- You’ll get a U.S. Bank Visa Debit Card, and Online/Mobile Banking with Mobile Check Deposit1, bill pay, access to more than 4,700 U.S. Bank ATMs and more
- No checks
- No overdraft fees
- Discount on money orders
U.S. Bank was named one of the “World’s Most Ethical Companies”
Not sure which checking account is best for you?
Why U.S. Bank? It’s all about access.
No matter which account you choose, you’ll have access to the tools and support you deserve.
Online and mobile tools
Track your spending, pay bills, deposit checks and more.
Thousands of locations
U.S. Bank has more than 3,000 branches and 4,700 ATMs.
Customer resources
Find answers to common questions about your checking account.
Equal Housing Lender