5% cash back
On your first $2,000 in combined eligible purchases each quarter in two categories you choose3
Your refundable deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.
Use your card everywhere Visa is accepted. Your secured card works and looks like any other credit card.
We monitor your activity and regularly report your card status to the three major credit bureaus. Spend within your credit limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to automatically graduate to the U.S. Bank Cash+® Visa Signature® Card. Upon graduation, your security deposit will be returned.
Check out our wide range of cards that could fit your needs.
Your refundable deposit is held in a secured U.S. Bank savings. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
There are three ways to redeem your cash back:
There is no limit on the total cash back you can earn. Rewards redemption starts at $25.