Choose your payment due date.
Everyone’s schedule is different. So it’s handy to be able to pick when your payment is due.4
Your refundable deposit is held in a secured savings account. Your card limit is the same amount as your security deposit.
Use your card everywhere Visa is accepted. Your secured card works and looks like any other credit card.
We monitor your activity and regularly report your card status to the three major credit bureaus. Spend within your credit limit and pay your bill when it’s due. Over time, this will help build your credit and you may be able to automatically graduate to the U.S. Bank Cash+® Visa Signature® Card. Upon graduation, your security deposit will be returned.
Plus, earn 1% cash back on all other eligible purchases.
Check out our wide range of cards that could fit your needs.
U.S. Bank credit score requirements vary by product. The Secured credit card products are built for people looking to build or rebuild their credit with responsible use with fair credit score ranges.
Your refundable deposit is held in a secured U.S. Bank savings. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
There are three ways to redeem your cash back:
There is no limit on the total cash back you can earn. Rewards redemption starts at $25.