Evolve to meet your organization's business goals

Build trust and deliver high-quality results for your public sector business. From higher education to non-profits, federal agencies and municipalities, we'll help you meet organizational and financial goals, while navigating regulatory challenges.

What best describes your organization?

State and local government

Address budgetary challenges, access low-cost borrowing and efficiently run your institution with consolidated payable solutions.

Federal government

We provide cash management and card services as a dedicated agent bank for the federal government with our General Services Administration (GSA) program.

Higher education

Simplify tuition and financial aid payments, acquire financing for new campus developments and proactively manage your payables and receivables program.


Manage donations and investments effectively, and increase cash flow for operational costs.

Solutions for the public sector


Fund projects with tax-exempt debt

Raise capital to finance public capital improvements and other projects.


Disburse government funds with prepaid cards

Disburse payments while giving your recipients immediate access to funds.


Plan for the bigger picture with Investment Services

Minimize risk and increase efficiency with corporate trust and custody solutions strategically aligned with your needs.


Process payments conveniently, quickly and securely

Meet citizen expectations with a secure and convenient payment process that can help reduce the cost of payment acceptance.


Maximize electronic payroll distribution

Decrease check usage and limit employee payroll fees to save money.

Visit U.S. Bank Financial IQ for expert insights

Business Email Compromise (BEC)

Know how to recognize a BEC scam to protect your organization.

Credit card programs and PCI compliance

Ensure Payment Card Industry (PCI) Data Security Standard (DSS) compliance.

Prepaid cards for government disbursements

Prepaid cards can be an effective way to distribute funds to citizens, including the unbanked.

Start of disclosure content

The creditor and issuer of U.S. Bank credit cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Inc. and American Express. American Express is a federally registered service mark of American Express.

Notice: Foreign-denominated transactions are subject to foreign currency exchange risk. Customers are not protected against foreign currency exchange rate fluctuations by FDIC insurance, or any other insurance or guaranty program.

The foregoing products are available solely for business transactions and not for personal, family or household transactions.

Investment products and services are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency

The information provided represents the opinion of U.S. Bank and U.S. Bancorp Investments and is not intended to be a forecast of future events or guarantee of future results. It is not intended to provide specific investment advice and should not be construed as an offering of securities or recommendation to invest. Not for use as a primary basis of investment decisions. Not to be construed to meet the needs of any particular investor. Not a representation or solicitation or an offer to sell/buy any security. Investors should consult with their investment professional for advice concerning their particular situation.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Deposit products are offered by U.S. Bank National Association. Member FDIC. All credit products offered by U.S. Bank National Association are subject to normal credit approval and program guidelines. Eligibility requirements, other fees and conditions may apply. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Other fees and conditions may apply.

For U.S. Bank National Association:
Deposit products offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.

For U.S. Bancorp Investments, Inc.:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank National Association.

Pursuant to the Securities Exchange Act of 1934, U.S. Bancorp Investments must provide clients with certain financial information. The U.S. Bancorp Investments Statement of Financial Condition is available for you to review, print and download.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1-800‐289‐9999 or via https://brokercheck.finra.org. An investor brochure describing BrokerCheck is also available through FINRA.

Correspondent bank clients: Locate Reg F reporting information on our Investor Relations site.