We make payments easy.

When it comes to small business payment solutions, working with a trusted partner makes all the difference.  Whether you need a basic or comprehensive solution for taking payments, our specialists will help you find the right tool so you can focus on running your business.

Secure, scalable payment technologies

From mobile and online payments, tap-to-pay, smart terminals, portable and stationary point of-sale solutions, U.S. Bank payment solutions have you covered.

Payment software that streamlines operations

Our point-of-sale software does more than accept payments. It can help you run your business with the ability to track inventory, send invoices, set employee schedules, sell gift cards and track customer activity.

Fast funding for improved cash flow

Improve your cash flow with options to receive funding seven days a week, including weekends and holidays. Everyday Funding1 is available at no cost with a U.S. Bank Business Checking Account..

Affordable, transparent pricing

No hidden fees, no contracts, no hard-to-understand terms—just straightforward, competitive pricing on POS plans, hardware and transactions.

Point-of-sale systems, hardware and solutions to help you succeed

Accept payments.

The right payment solution can help grow your business, increase customer loyalty and set you apart from competitors. Whatever your business, U.S. Bank has solutions to meet your unique needs and make accepting payments easier for you and your customers.  

Find the perfect POS hardware.

Whether you need a way to take payments at the counter or in the field, in one location or many, U.S. Bank offers POS hardware to help you elevate the way you accept payments.

Start an online store.

Selling online can open the door to increased revenue and customer satisfaction. Find out how our ecommerce solutions can help you seamlessly integrate online orders and manage them with ease.

Enjoy built-around-you pricing

Get peace of mind with up-front pricing and no long-term contract.2  


2.60% + 10¢


3.50% + 15¢


2.90% + 30¢

More than payments

No matter which payment solution you use, we have products you can add to customize and optimize your business operations.

Payment acceptance optimization

Solutions that help your business mitigate fraud, improve chargeback management and reduce costs associated with accepting credit card payments.

Credit card surcharging

An increasingly popular option, surcharging allows you to partially or completely offset the cost of accepting credit card payments by passing fees to customers who choose this type of payment. 

Safety and security

Our advanced security solutions help protect your customer’s payment data and reduce fraud.

Reporting and management

Customized online reporting and support tools provide you with the right data to help you make smart decisions.

The support you need when you need it

24/7 support

Never miss a beat with our industry-leading 24/7 customer support. A real person is always available to answer your questions at no additional cost.

Everyday Funding

Improve cash flow with industry-leading funding, available 7 days a week, with no daily funding limits.1

Safe & secure payments

With EMV, contactless payment options, PCI-DSS, and end-to-end encryption, your customer payment data is protected by the latest authentication and security technology.


Expand your knowledge about accepting payments for your business.

How to get faster funding and improve cash flow

8 ways for small business owners to manage their cash flow

Digital banking and cloud accounting software: How they work together

Frequently asked questions

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  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  2. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U. S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.

Using these programs requires a merchant processing account. See a business banker for details.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.