When retirement is on the horizon, you may think most of your hard work and careful planning is behind you. But to make the most of your retirement plans, there are still some important things you’ll need to consider now and into the future.
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You can withdraw funds from your current employer-sponsored 401(k) or 403(b) plans without incurring a 10 percent penalty (regular income taxes still apply). It does not apply to IRAs, or if you roll your 401(k) or 403(b) into an individual IRA.