Sweeten your success with a full menu of financial solutions.

Take control of fluctuating guest expectations with online and table service ordering, delivery, curb service and contactless order and pay using our flexible payment processing services.

Productivity made simple. A point of sale system that does it all.

  • Accept credit and debit card payments via online ordering, counter or curb service.
  • Streamline and speed up your operations from front-of-house to back-of-house and from takeout to delivery to sales and staffing to enhance your customer experience.
  • Manage server tips, employee time cards, shift assignments, pay at table, split tab, split tender, menu ordering, kitchen printing and more. 
  • Access funds within hours of batch settlement with Everyday Funding.1
  • Easily create catering invoices and manage your finances in one place.

Managing a restaurant just got easier.

Upgrade your customer experience with better cash flow management, payroll solutions and everything you need to speed up your operation.

Boost cash flow management.

  • Calculate future cash flow with our Cash Flow Forecast tool to grow your business better.
  • Fund your full-service, fine dining, bistro, café, or food truck with a business loan, real estate loan or line of credit.
  • Allow employers to maximize direct deposit participation by directing payments to a prepaid card.
  • Use our reporting and analysis tools to ensure you have the funds to keep your restaurant running smoothly.

Eliminate payroll hassle.

  • Drop the paper paychecks. Use paperless payroll to save time and money.
  • Access ADP® full-service flexible payroll, and Payroll ADP® for tax and staffing support.

Finance front and back of house needs.

  • Fund new equipment, appliances and repairs with business equipment financing.
  • Tap into government-backed loans for up to $12.375 million2 through the Small Business Administration (SBA).
  • Land or expand your dream space with a commercial real estate loan.

Discover resources to run your restaurant better. 

Learn financial tips and experiential anecdotes from others in the food services industry.

What type of loan is right for your restaurant?

Borrowing money is a big step. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your food and beverage business. 

Eight ways small businesses can manage their cash flow

Knowing how much cash is coming in and going out, and accurately forecasting sales and expenses, is key to maintaining your restaurant’s health. Here are the top things to keep in mind when managing your cash flow.

Apply for an SBA loan to grow your restaurant.

There are different types of Small Business Administration loans, each with its own set of requirements. Find out how you can apply for an SBA loan.

Get the dish on our Diversity Lending Program.

U.S. Bank is committed to supporting minority-, woman-, and veteran-owned businesses in reaching their goals with access to business funding, support, and financial resources. Find out if you qualify for a business loan or line of credit through the U.S. Bank Business Diversity Lending Program.

Manage your cash flow all in one place.

From business checking to payment solutions, U.S. Bank offers products, resources and services to help small businesses thrive, all in one place. Access one view of your business cash flow with an online banking dashboard.

Frequently asked questions

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  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  2. Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms.

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Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.