
What type of loan is right for your restaurant?
Borrowing money is a big step. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your food and beverage business.
Take control of fluctuating guest expectations with online and table service ordering, delivery, curb service and contactless order and pay using our flexible payment processing services.
Upgrade your customer experience with better cash flow management, payroll solutions and everything you need to speed up your operation.
Learn financial tips and experiential anecdotes from others in the food services industry.
Borrowing money is a big step. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your food and beverage business.
Knowing how much cash is coming in and going out, and accurately forecasting sales and expenses, is key to maintaining your restaurant’s health. Here are the top things to keep in mind when managing your cash flow.
There are different types of Small Business Administration loans, each with its own set of requirements. Find out how you can apply for an SBA loan.
U.S. Bank is committed to supporting minority-, woman-, and veteran-owned businesses in reaching their goals with access to business funding, support, and financial resources. Find out if you qualify for a business loan or line of credit through the U.S. Bank Business Diversity Lending Program.
From business checking to payment solutions, U.S. Bank Business Essentials® offers products, resources and services to help small businesses thrive, all in one place. Access one view of your business cash flow with an online banking dashboard.
As a restauranteur, financial planning is challenging when the time between receiving customer payments and cash availability in your account is uncertain. Many small business owners struggle with this lag and its impact on cash flow. The pandemic’s impact has made the need for faster funding more urgent.
You need a more efficient funding timeframe to access real, hard-post funding during operating hours. Everyday Funding is the fastest no-cost (or free) funding solution for small businesses in the industry. It is available at no cost to all U.S. Bank business checking account customers with a U.S. Bank Payment Solutions account. It provides quick access to cash within hours, not days.
The quick turnaround can happen within a few hours from when you submit a batch for funding. Most importantly, funding happens on your schedule: nights, holidays and weekends. Whether you need to pay an invoice on a Saturday or submit payroll on the Fourth of July, this flexible funding time frame allows small business owners to work when they need to.
While some products may limit funding amounts or settled batch maximums, Everyday Funding removed those limitations to fit the needs of busy businesses.
U.S. Bank Payment Solutions allows your business to accept payments from anywhere – table service, online, over the phone, on location or wherever your customers eat including a contactless eating experience.
Long-term or short-term financing – you’re covered whether it's lines of credit for working capital to meet routine operating expenses or business loans with fixed rates. For new or established businesses, get the funding for what's important to you.
Roll ADP® is a mobile app which manages payroll disbursement, tax filings, employee payroll statements with same-day and next-day direct deposit available. Just submit amounts and hours worked and the funds are directly deposited within 24 business hours. You can also opt for same-day deposits if you want to pay your staff even faster. In addition, you can easily integrate with QuickBooks® Online.
To get started, scan the QR code on this page.
U.S. Bank business credit card can give you access to funds to cover expenses, including inventory to help you plan and manage seasonal fluctuations. Learn more about how a business credit card can help your food and beverage business.