We offer loans that meet almost every mortgage need.
Conventional fixed-rate loans
No interest rate changes
Lower credit score requirements
Option to make $0 down payments for military members
The rates shown are current as of $date.
These rates are based on some standard assumptions as described below.1 Learn more about interest rates and annual percentage rates (APRs).2 Plus, see an estimated conforming fixed-rate monthly payment and APR example.3
Compare all mortgage loan options in one easy spot.
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Buying a home can be one of the most exciting — and stressful — moments of your life. But finding a home you can call your own makes it all worthwhile. Watch a video of one couple’s first-time home buyer experience or explore our first-time home buyer guide for tools and resources designed to help eliminate the stress of buying a house, so you can move forward with confidence.
A mortgage is a type of loan that is used to buy or refinance a home or property. There are many types of mortgage loans, but it's easy to understand their unique features and benefits with a useful mortgage comparison. Knowing the differences between the types of mortgages can help you prepare to apply for a mortgage loan when you find a home or property you love.
Mortgage loans are offered by lenders to qualifying borrowers. A borrower pays back the mortgage over an agreed length of time called a “term”.
Lenders will typically loan mortgages to borrowers based on a variety of qualifying factors that can include credit score, debt to income ratio and credit history. You can strengthen your ability to qualify for a mortgage by monitoring your credit score and take steps to get your score as high as possible prior to applying for a mortgage.