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      • Home  / 
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      • U.S. Bank Cash+® Visa Signature® Card
      Cash back credit card from U.S. Bank

      U.S. BANK CASH+® VISA SIGNATURE® CARD

      5% Cash Back on two categories you choose.

      Cash back credit card from U.S. Bank
      Apply Now Login to apply faster

      Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.1

      Apply Now Login to apply faster

      Get a decision in as little as 60 seconds.

      5% cash back2

      on your first $2,000 in combined eligible purchases each quarter on two categories you choose.3

      5% cash back

      on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.3

      2% cash back

      on one everyday category, like Gas Stations and EV Charging Stations, Grocery Stores or Restaurants.3 1% cash back on all other eligible purchases.

      No annual fee

      Enjoy all these benefits with no annual fee (view terms and conditions).

      $200 bonus

      Earn a cash back rewards bonus of $200.

      Low Intro APR

      Enjoy a 0% Intro APR (view terms and conditions)on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently  (view terms and conditions).*

      Apply now

      Earn 5% cash back on two categories of your choice

      •  Fast food
      •  Home utilities
      •  TV, internet and streaming services
      •  Department stores
      •  Cell phone providers
      •  Electronic stores

      Earn 2% cash back on one everyday category

      •  Grocery stores
      •  Gas Stations and
        EV Charging Stations
      •  Restaurants

      Plus, earn 1% cash back on all other eligible purchases.


      Show All

      • More 5% cash back categories

        • Sporting goods stores
        • Furniture stores
        • Movie theaters
        • Ground transportation
        • Gyms/fitness centers
        • Select clothing stores

      • How to earn cash back

        To earn cash back, choose and activate your categories, earn cash back with every eligible purchase and redeem your cash back anytime online.2




      Apply now

      Cash Back Calculator

      Get rewarded where you spend the most.

      To begin, please select at least one cash back category and enter your monthly spend.

      Additional benefits

      Flexible redemption

      Get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. Flexible options designed to fit your needs.2

      Buy now, pay later.

      Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.

      Contactless

      Pay with a tap. Use your Cash+ card for contactless payments wherever you see the Contactless Symbol. Plus, add Cash+ to your mobile wallet and earn cash back conveniently and securely.

      Earn more cash back

      Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.

      Apply now

      Frequently Asked Questions

      Show All

      • How does the U.S. Bank cash back credit card work?

        With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.


      • How do I earn cash back on my Cash+® Visa credit card?

        You earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.2 You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.


      • How do I redeem cash back rewards on my Cash+® Visa credit card?

        You can get your cash back rewards at any time online through the rewards center. Log in, select your U.S. Bank Cash+ account and select "Rewards Center" or call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.


      • What categories can I earn 2% cash back with my Cash+ Visa credit card?

        You can earn 2% cash back by choosing one of the following categories each quarter: Gas Stations, Restaurants, or Grocery Stores


      • What is U.S. Bank ExtendPay™?

        U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee. 


      • How will I know if I am I eligible for an ExtendPay Plan?

        If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay. ExtendPay Plan eligibility may change based on your credit card account activity.


      • Is my U.S. Bank Cash+® Visa Signature® Credit Card eligible for the Earn Mall?

        Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall.


      • How do I use the Earn Mall on my U.S. Bank Cash+® Visa Signature® Credit Card?

        Log in at usbank.com. Under Credit Cards, click Redeem for your Cash+ card. Then click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on with your U.S. Bank Cash+® Visa Signature® Credit Card you will be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.


      • Is my U.S. Bank Cash+® Visa Signature® Credit Card eligible for Real-Time Rewards?

        Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time Rewards - a redemption method that enables you to instantly turn your purchases into rewards. Your mobile device can be used to redeem cash rewards earned on your U.S. Bank Cash+ Visa Signature Credit card.


      • How do I use Real-Time Rewards on my U.S. Bank Cash+® Visa Signature® Credit Card?

        Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card, and you will receive a text with the option to redeem cash rewards toward that purchase. Reply 'REDEEM' to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem. Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.


      Other options to consider

      Looking for a credit card with different benefits?

      Cash back, points for travel, dining, or groceries, and low introductory APRs. Check out our wide range of cards that could fit your needs.

      Compare all cards

      Need help building or reestablishing credit?

      You can now earn rewards while building credit for the future with the Cash+® Visa® Secured Card.

      Learn more

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