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Get a decision in as little as 60 seconds.
Earn a cash back rewards bonus of $200.
Plus, earn 1% cash back on all other eligible purchases.
To begin, please select at least one cash back category and enter your monthly spend.
Get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. Flexible options designed to fit your needs.2
Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.
Pay with a tap. Use your Cash+ card for contactless payments wherever you see the Contactless Symbol. Plus, add Cash+ to your mobile wallet and earn cash back conveniently and securely.
Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.
Frequently Asked Questions
With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.
You earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.2 You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.
You can get your cash back rewards at any time online through the rewards center. Log in, select your U.S. Bank Cash+ account and select "Rewards Center" or call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.
You can earn 2% cash back by choosing one of the following categories each quarter: Gas Stations, Restaurants, or Grocery Stores
U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay. ExtendPay Plan eligibility may change based on your credit card account activity.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall.
Log in at usbank.com. Under Credit Cards, click Redeem for your Cash+ card. Then click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on with your U.S. Bank Cash+® Visa Signature® Credit Card you will be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time Rewards - a redemption method that enables you to instantly turn your purchases into rewards. Your mobile device can be used to redeem cash rewards earned on your U.S. Bank Cash+ Visa Signature Credit card.
Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card, and you will receive a text with the option to redeem cash rewards toward that purchase. Reply 'REDEEM' to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem. Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.