U.S. Bank Cash+® Visa Signature® Card
5% cash back plus a $200 bonus
Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.1 And enjoy no annual fee.
Get a decision in as little as 60 seconds.
2% cash back
on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants;3 1% cash back on all other eligible purchases
Low intro APR
Enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently 14.74% to 24.74%.*
Rewards on prepaid travel
Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.3
Flexible redemption
Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account. Enjoy flexible options designed to fit your needs.2
Buy now, pay later.
Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ plan.** Pay no interest* and keep your rewards, all for a small monthly fee.
Earn more cash back.
Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.
With the Cash+ Visa Signature card you get to choose how to maximize your rewards
Watch how easy it is.
Earn on your favorite categories.
To earn cash back, choose and activate your Cash+ Categories. You’ll earn cash back with every eligible purchase. Redeem your cash back anytime online.2
5% cash back on two categories you choose
Shopping
- Furniture stores
- Electronic stores
- Department stores
- Select clothing stores
- Sporting goods stores
Services & utilities
- Home utilities
- Cell phone providers
- Gyms/fitness centers
- Ground transportation
Entertainment
- Movie theaters
- Fast food
- TV, internet and streaming
- Grocery stores and grocery delivery
- Restaurants
- Gas stations and EV charging stations
Plus, earn 1% cash back on all other eligible purchases.
Cash back calculator
See how much cash back you could earn.
Select at least one cash back category and enter your monthly spend.
Frequently asked questions
With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases. If you don't choose your Cash+ categories each quarter, all your eligible net purchases will still earn 1% cash back.
You earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.2 You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases. If you don't choose your Cash+ categories each quarter, all your eligible net purchases will still earn 1% cash back.
You can get your cash back rewards at any time online through the Rewards Center.
Log in and select your U.S. Bank Cash+ account. Then select Rewards Center. Or, call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.
You can earn 2% cash back by choosing one of the following categories each quarter: gas stations, restaurants or grocery stores.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall.
- Log in at usbank.com.
- Under Credit Cards, choose Redeem for your Cash+ card.
- Then select Earn Mall in the Rewards Center and start shopping.
By using the Rewards Center Earn Mall with your U.S. Bank Cash+® Visa Signature® Credit Card, you’ll be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time Rewards, a redemption method that instantly turns your purchases into rewards. You can use your mobile device to redeem cash rewards earned on your U.S. Bank Cash+® Visa Signature® Credit Card.
Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card. You’ll receive a text with the option to redeem cash rewards toward that purchase. Reply "REDEEM" to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem.
Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See program rules for additional details.
U.S. Bank ExtendPay plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay plan, you’ll receive a notification via email, or you’ll see ExtendPay plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.
ExtendPay plan eligibility may change based on your credit card account activity.