on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants;3 1% cash back on all other eligible purchases
Enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently $.*
Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.3
Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account. Enjoy flexible options designed to fit your needs.2
Use your card for contactless payments wherever you see the Contactless Symbol. Plus, add your card to your mobile wallet and earn cash back conveniently and securely.
Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.
Watch how easy it is.
To earn cash back, choose and activate your Cash+ Categories. You’ll earn with every eligible purchase. Redeem your cash back anytime online.2
Plus, earn 1% cash back on all other eligible purchases.
Select at least one cash back category and enter your monthly spend.
U.S. Bank credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range.
With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases. If you don't choose your Cash+ categories each quarter, all your eligible net purchases will still earn 1% cash back.
You earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.2 You earn 2% cash back on your choice of one everyday category, and 1% cash back on all other eligible net purchases. If you don't choose your Cash+ categories each quarter, all your eligible net purchases will still earn 1% cash back.
You can get your cash back rewards at any time online through the Rewards Center.
Log in and select your U.S. Bank Cash+ account. Then select Rewards Center. Or, call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.
You can earn 2% cash back by choosing once of the following categories each quarter: gas stations and EV charging stations, restaurants or grocery stores.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall.
By using the Rewards Center Earn Mall with your U.S. Bank Cash+® Visa Signature® Credit Card, you’ll be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time Rewards, a redemption method that instantly turns your purchases into rewards. You can use your mobile device to redeem cash rewards earned on your U.S. Bank Cash+® Visa Signature® Credit Card.
Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card. You’ll receive a text with the option to redeem cash rewards toward that purchase. Reply "REDEEM" to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem.
Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See program rules for additional details.