5% cash back2

on your first $2,000 in combined eligible purchases each quarter on two categories you choose3

2% cash back

on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants;3 1% cash back on all other eligible purchases

Low intro APR

Enjoy a 0% intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently 14.74% to 24.74%.*

Rewards on prepaid travel

Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.3


Flexible redemption

Get your cash back as a statement credit, a rewards card or directly deposited into your U.S. Bank checking or savings account. Enjoy flexible options designed to fit your needs.2

Buy now, pay later.

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay plan.** Pay no interest* and keep your rewards, all for a small monthly fee.

Earn more cash back.

Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.

With the Cash+ Visa Signature card you get to choose how to maximize your rewards

Watch how easy it is.

Earn on your favorite categories.

To earn cash back, choose and activate your Cash+ Categories. You’ll earn cash back with every eligible purchase. Redeem your cash back anytime online.2

5% cash back on two categories you choose

Earn cash back shopping with your Cash+ Visa Signature card


  • Furniture stores
  • Electronic stores
  • Department stores
  • Select clothing stores
  • Sporting goods stores
Earn cash back on utilities with your Cash+ Visa Signature card

Services & utilities

  • Home utilities
  • Cell phone providers
  • Gyms/fitness centers
  • Ground transportation
Earn cash back at restaurants with your Cash+ Visa Signature card


  • Movie theaters
  • Fast food
  • TV, internet and streaming

Plus, earn 1% cash back on all other eligible purchases.

Cash back calculator

See how much cash back you could earn.

Select at least one cash back category and enter your monthly spend.

Frequently asked questions

Looking for a credit card with different benefits?

Compare all credit cards.

Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.

Build or reestablish credit.

Earn rewards while building credit for the future with the Cash+® Visa® Secured Card.

Start of disclosure content
CC-001 May charge fees
CC-002 Account in good standing
CC-105 Cash+ intro APR ASTERISK
CC-1510 ExtendPay fees may not exceed
cc-1508 ExtendPay Benefit
Start of disclosure content
Start of disclosure content
CC-006 Contactless trademark
CC-007 Creditor and issuer - Visa