U.S. BANK CASH+® VISA SIGNATURE® CARD
5% Cash Back on two categories you choose.
Earn a $200 rewards bonus after you apply online and spend $1,000 in eligible purchases within the first 120 days of account opening.1
Get a decision in as little as 60 seconds.
5% cash back
on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.3
2% cash back
on one everyday category, like Gas Stations and EV Charging Stations, Grocery Stores or Restaurants.3 1% cash back on all other eligible purchases.
No annual fee
Enjoy all these benefits with no annual fee (view terms and conditions).
$200 bonus
Earn a cash back rewards bonus of $200.
Low Intro APR
Enjoy a 0% Intro APR (view terms and conditions)on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR applies, currently (view terms and conditions).*
Earn 5% cash back on two categories of your choice
Fast food
Home utilities
TV, internet and streaming services
Department stores
Cell phone providers
Electronic stores
Earn 2% cash back on one everyday category
Grocery stores
Gas Stations and
EV Charging Stations
Restaurants
Plus, earn 1% cash back on all other eligible purchases.
- Sporting goods stores
- Furniture stores
- Movie theaters
- Ground transportation
- Gyms/fitness centers
- Select clothing stores
To earn cash back, choose and activate your categories, earn cash back with every eligible purchase and redeem your cash back anytime online.2
Cash Back Calculator
Get rewarded where you spend the most.
To begin, please select at least one cash back category and enter your monthly spend.
Additional benefits
Flexible redemption
Get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. Flexible options designed to fit your needs.2
Buy now, pay later.
Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.
Contactless
Pay with a tap. Use your Cash+ card for contactless payments wherever you see the Contactless Symbol. Plus, add Cash+ to your mobile wallet and earn cash back conveniently and securely.
Earn more cash back
Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.
Frequently Asked Questions
With the U.S. Bank Cash+® Visa cash back credit card, you can earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose. You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.
You earn 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.2 You earn 2% cash back on your choice of one everyday category, and 1% cash back on all your other eligible net purchases. If you don't choose your Cash+ Categories each quarter, all your eligible net purchases will still earn 1% cash back.
You can get your cash back rewards at any time online through the rewards center. Log in, select your U.S. Bank Cash+ account and select "Rewards Center" or call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.
You can earn 2% cash back by choosing one of the following categories each quarter: Gas Stations, Restaurants, or Grocery Stores
U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.
If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay. ExtendPay Plan eligibility may change based on your credit card account activity.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa® Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall.
Log in at usbank.com. Under Credit Cards, click Redeem for your Cash+ card. Then click on Earn Mall in the Rewards Center and start shopping. By using the Rewards Center Earn Mall on with your U.S. Bank Cash+® Visa Signature® Credit Card you will be able to earn more cash rewards by shopping online. Earn cash rewards on your credit card purchases and then earn additional cash rewards by shopping through the Rewards Center Earn Mall.
Yes. Your U.S. Bank Cash+® Visa Signature® Credit Card is eligible for Real Time Rewards - a redemption method that enables you to instantly turn your purchases into rewards. Your mobile device can be used to redeem cash rewards earned on your U.S. Bank Cash+ Visa Signature Credit card.
Once enrolled, redemption is quick and easy. Make a purchase on your U.S. Bank Cash+® Visa Signature® Credit Card, and you will receive a text with the option to redeem cash rewards toward that purchase. Reply 'REDEEM' to complete the redemption. You must have enough cash rewards to cover the entire purchase in order to receive the text message to redeem. Your cash rewards will be deducted from your cash rewards balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.
Other options to consider
Looking for a credit card with different benefits?
Cash back, points for travel, dining, or groceries, and low introductory APRs. Check out our wide range of cards that could fit your needs.
Need help building or reestablishing credit?
You can now earn rewards while building credit for the future with the Cash+® Visa® Secured Card.
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