4X points3

on dining, takeout and restaurant delivery

2X points3

at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point3

on all other eligible purchases

No annual fee* and low intro APR

Enjoy no annual fee and get 0% intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently $.*

Redeem points instantly.

Enroll in Real-Time Rewards, shop nearly anywhere and redeem points instantly via text message. Redemption appears as a credit on your monthly statement.

Buy now, pay later.

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.

Streaming bonus4

Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.

Enjoy a streaming bonus4 on us!

  • $15 streaming service credit after 11 months of streaming purchases
  • 2X points3 on your streaming services


Includes: Amazon Music, Amazon Prime Video, Apple Music, Apple TV+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, Google Music, HBO Max, Hulu, iHeart, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube TV and YouTube Premium. Merchant list is subject to change.

Rewards Calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically.

Awards and Accolades for Altitude Go

NerdWallet’s 2022

Best-Of Awards winner for Best Credit Card for Dining Benefits (2X winner)

Kiplinger's 2021

Gold Medal Best Dining Rewards Card

CardRatings’ 2021

Best Credit Card for Dining Out/Takeout/Delivery

Frequently asked questions

Looking for a credit card with different benefits?

Compare all credit cards.

Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.

Build or reestablish credit.

Earn rewards while building credit for the future with the Altitude® Go Visa® Secured Card.

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