4X points3

on dining, takeout and restaurant delivery

2X points3

at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point3

on all other eligible purchases

No annual fee* and low intro APR

Enjoy no annual fee and get 0% intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently $.*

Redeem points instantly.

Enroll in Real-Time Rewards, shop nearly anywhere and redeem points instantly via text message. Redemption appears as a credit on your monthly statement.

Pay over time

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.

Streaming bonus4

Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.

Enjoy a streaming bonus4 on us!

  • $15 streaming service credit after 11 months of streaming purchases
  • 2X points3 on your streaming services

 

Includes: Amazon Music, Amazon Prime Video, Apple Music, Apple TV+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, Google Music, HBO Max, Hulu, iHeart, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube TV and YouTube Premium. Merchant list is subject to change.

Rewards Calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically.

Awards and Accolades for Altitude Go

NerdWallet’s 2022

Best-Of Awards winner for Best Credit Card for Dining Benefits (2X winner)

Kiplinger's 2021

Gold Medal Best Dining Rewards Card

CardRatings’ 2021

Best Credit Card for Dining Out/Takeout/Delivery

Frequently asked questions

Looking for a credit card with different benefits?

Compare all credit cards.

Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.

Build or reestablish credit.

Earn rewards while building credit for the future with the Altitude® Go Visa® Secured Card.

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Rewards Program Rules for additional information.

* The 0% introductory APR applies to purchases and is valid for the first 12 billing cycles. The 0% introductory APR applies to balance transfers made within 60 days of account opening and is valid for the first 12 billing cycles. The introductory rate does not apply to cash advances. A Balance Transfer fee of 3% of each transfer amount ($5 minimum) will apply. Thereafter, the APR may vary and as of June 17, 2022, the variable APR for Purchases and Balance Transfers is 16.49% to 25.49% (based on your creditworthiness). The variable APR for Cash Advances is 27.49%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 0% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 0% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for U.S. Bank ExtendPay Plans and U.S. Bank ExtendPay Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR. We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. ExtendPay Fees: A monthly fee not to exceed 1.6% of the original principal amount in an ExtendPay Plan or ExtendPay Loan. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors.

** From time to time we may offer to you the benefit of our U.S. Bank  ExtendPay Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases.

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  1. One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and eligible Net Purchases totaling $1,000 or more are made to your Account within 90 days after Account opening. Points are earned on eligible Net Purchases. Net Purchases are purchases minus credits and returns. Not all transactions are eligible to earn Points, such as Advances, Balance Transfers, and Convenience Checks; upon approval, see your Cardmember Agreement for details. Please allow 6-8 weeks for your bonus Points to be credited to your Account. The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Go Visa Signature account. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which is provided at Account opening and may be amended from time to time. This offer may not be combined with any other bonus offer.

  2. Cash back is redeemed in the form of a statement credit or a deposit made to your U.S. Bank savings or checking account (2,500 Points minimum redemption).

  3. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are eligible for Points, such as Advances, Balance Transfers and Convenience Checks. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and current (that is, no Minimum Payment is past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Use of the Card is subject to terms and conditions of the U.S. Bank Altitude Go Visa Signature Cardmember Agreement, which may be amended from time to time. U.S. Bank Altitude Go Visa Signature Cardmembers will earn one (1) Point for every $1 in eligible Net Purchases. In addition, you will earn additional Points for the following Net Purchases: You will earn three (3) additional Points for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar. You will earn one (1) additional Point for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or delivery from category.

  4. An automatic statement credit of $15 per 12-month period will be applied to your U.S. Bank Altitude Go Visa Signature Card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible streaming service purchases, such as Netflix, Hulu, Apple Music, if the Account is in good standing (open and able to use). Purchases qualify based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. We reserve the right to adjust or reverse any portion or all of any streaming services credit for unauthorized purchases or transaction credits.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.

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