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4X points3

on dining, takeout and restaurant delivery

2X points3

at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations

1X point3

on all other eligible purchases

No annual fee* and low intro APR

Enjoy no annual fee and get 0% intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently $.*

Redeem points instantly.

Enroll in Real-Time Rewards, shop nearly anywhere and redeem points instantly via text message. Redemption appears as a credit on your monthly statement.

Buy now, pay later.

Divide large purchases into fixed monthly payments with U.S. Bank ExtendPay™ Plan**. Pay no interest* and keep your rewards, all for a small monthly fee.

Streaming bonus4

Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.

Apply Now

Enjoy a streaming bonus4 on us!

  • $15 streaming service credit after 11 months of streaming purchases
  • 2X points3 on your streaming services

 

Includes: Amazon Music, Amazon Prime Video, Apple Music, Apple TV+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, Google Music, HBO Max, Hulu, iHeart, Luminary, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube TV and YouTube Premium. Merchant list is subject to change.

Rewards Calculator

See how fast your points add up.

Enter your estimated monthly spend below and your potential points will be calculated automatically.

Apply Now

Awards and Accolades for Altitude Go

NerdWallet’s 2022

Best-Of Awards winner for Best Credit Card for Dining Benefits (2X winner)

Kiplinger's 2021

Gold Medal Best Dining Rewards Card

CardRatings’ 2021

Best Credit Card for Dining Out/Takeout/Delivery

Return to star ratings

Frequently asked questions

You can earn:

  • 4X points on dining, takeout and restaurant delivery
  • 2X points at grocery stores, grocery delivery, streaming services, gas stations and EV charging stations
  • 1X point on all other eligible purchases

Redeeming points is quick and easy. Choose any of the following:

  • Visit the Rewards Center found in online banking at usbank.com.
  • Log in to the U.S. Bank Mobile App, select your Altitude Go account and choose Redeem or View my rewards.
  • Call the 24-hour Rewards Center at 888-229-8864.

Points never expire on your Altitude Go Card. Redeem them right away or save for later. 

U.S. Bank ExtendPay Plans provide a new payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.

If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.

Yes. Your Altitude Go Card is eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional points while shopping online at over 1,100 stores using your U.S. Bank credit card.

Once enrolled:

  • Log in at usbank.com.
  • Under Credit Cards, choose Redeem for your Altitude Go Card.
  • Then select Earn Mall in the Rewards Center and start shopping.

By using the Rewards Center Earn Mall with your Altitude Go Card, you’ll be able to earn more points by shopping online. Earn points on your credit card purchases and then earn additional points by shopping through the Rewards Center Earn Mall.

Yes. Your Altitude Go Card is eligible for Real-Time Rewards after you register your card. With Real-Time Rewards, shop nearly anywhere and redeem points instantly for your purchases from your mobile device.

Once enrolled, redemption is quick and easy. Make a purchase and you’ll receive a text asking if you want to use points to redeem immediately. Reply “REDEEM” to complete the redemption. You must have enough points to cover the entire purchase to receive the text message to redeem. Your points will be deducted from your points balance and redeemed in the form of a credit to your monthly billing statement. See Program Rules for additional details.

Looking for a credit card with different benefits?

Compare all credit cards.

Use our comparison tool to compare benefits like rewards, APR and welcome offers for up to three cards.

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Build or reestablish credit.

Earn rewards while building credit for the future with the Altitude® Go Visa® Secured Card.

Learn more
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Disclosures
CC-001 May charge fees
CC-002 Account in good standing
cc-1509 ExtendPay APR - Alt. Go
cc-1508 ExtendPay Benefit
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CC-006 Contactless trademark
CC-007 Creditor and issuer - Visa
CC-029 Nerd Wallet copyright