Which line of credit may be right for your business?

When considering a business line of credit, U.S. Bank has three options you can consider: a Cash Flow Manager Line of Credit, a Business Equity Line of Credit or a Business Line of Credit.

Compare business line of credit options and benefits

Cash Flow Manager Line of Credit

A line of credit to help manage short term or ongoing cash flow needs.

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  • Line amounts up to $250,000
  • Easy application process with timely decisions
  • Competitive rates with option to lock in fixed rate
  • Ongoing access to cash
  • Working capital for seasonal purchases, and other short term needs

Business Line of Credit

A secured line of credit for larger business needs.

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  • Loan amounts up to $500,000
  • Competitive interest rates
  • Interest-only payments on credit over $100,000
  • Businesses operating with large, fluctuating cash flows
  • Purchasing equipment and materials or to finance inventory and account receivables
  • Established businesses of more than two years

Business Equity Line of Credit

A line of credit that lets you leverage the equity in your property to meet business needs.

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  • Loan amounts up to $500,000
  • Revolving terms with a five-year maximum
  • Monthly interest-only payments
  • Operating expenses, working capital, managing accounts receivable and purchasing inventory
  • Established businesses of more than two years
  • Businesses with more than $1 million in annual sales

Another option to consider

Find out how you could submit your open invoices and receive funding within days.1