U.S. Bank Business EssentialsTM business loan options can be used to cover operating expenses, maintain inventory, pay vendors and more. Backed by the strength and stability of U.S. Bank, our business loans offer you competitive rates, flexible terms and guidance from a business banker.
Prepare for unexpected business expenses while expanding your purchasing power.
Evaluate your business goals and specific needs to help you decide between a loan or line of credit.
Understand what’s causing your cash flow problems and choose the right strategy to get your balance sheet back on track.
Take a short quiz to help you find the right business financing option for your situation.
It’s easy. First, you’ll decide which loan is right for your business and then fill out an application either online or with a business banker. You’ll want to get together some documents to make it easier to apply such as your business and personal tax returns, financial statements and legal documents like your articles of incorporation.
With a business loan you’re loaned a lump sum of money you then repay with interest in fixed monthly installments. A business loan can help you finance general business needs like inventory, equipment or vehicles.
A Small Business Administration (SBA) Express Loan is a long-term small business loan up to $250,000 that is partially guaranteed by the government. Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms as part of the SBA program, while removing some of the barriers to traditional financing options. And as a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork for businesses that have been in operation for less than two years.