Find the right business loan.

Let’s work together to find working capital options to cover operating expenses, maintain inventory, pay vendors and more. Backed by the strength and stability of U.S. Bank, our business loans offer you competitive rates, flexible terms and guidance from a business banker.

Quick Loan

Quick Loans are traditional fixed rate loans up to $250,000 and can be used for general working capital, equipment or purchasing new and used vehicles. They offer a simplified application process and faster decisions than traditional bank loans (term loans).

Quick Loans come with competitive interest rates, secured by collateral or general business assets, and are paid back in fixed monthly payments.

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Term Loan

With a term loan, you can borrow up to $1 million to purchase new and used equipment and vehicles. It offers a specific amount of credit to purchase assets or meet specific financing needs. The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured or secured by collateral, and interest rates are fixed for the life of the loan.

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SBA Express Loan

Small Business Administration (SBA) Express Loans are long-term small business loans up to $250,000 partially guaranteed by the government. Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms as part of the SBA program, while removing some of the barriers to traditional financing options.

As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork for businesses that have been in operation for less than two years. We customize SBA loans based on the unique needs of the business owner. The funds may be used for vehicle purchases and refinances, equipment purchases, working capital, inventory and other general business needs.

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Compare business loan options and benefits

Quick Loan

Fast and flexible funding for equipment or general business needs1.

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  • Loan amounts up to $250,000
  • Simple application process with quick decisions (under 24 hours in many situations)
  • Competitive rates
  • Flexible terms
  • Flexible collateral options
  • SBA loan option available
  • General business needs
  • Equipment purchases
  • Vehicle purchases
  • Established businesses of at least two years

Term Loan

Long-term funding with fixed terms for major business expenses.

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  • Loan amounts up to $1 million
  • Competitive fixed rates
  • Fixed monthly payments
  • Flexible collateral options
  • General business needs
  • Equipment purchases
  • Vehicle purchases
  • Expansion of operating facilities

Equipment Finance

Funding for a wide range of new or used business equipment.

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  • Loan amounts up to $500,000
  • Simple application process and credit decision within hours (for amounts up to $150,000)
  • 125% financing when including soft costs
  • Pre-approval option
  • Secured by equipment only
  • Purchasing or leasing new or used equipment
  • Multiple pieces of equipment
  • Flexible payment options
  • Established businesses of at least two years

SBA Express Loan

Government-backed term loan and line of credit options with faster processing.

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  • Loan amounts up to $250,000
  • Faster loan processing, and reduced paperwork compared to traditional SBA loans
  • Collateral options, including equipment, vehicles and inventory
  • Making a large, one-time purchase
  • Working capital
  • Purchasing vehicles
  • Purchasing equipment
  • General business needs
  • Suitable for businesses in operation from six months to two years