Find the right business loan.
Let’s work together to find working capital options to cover operating expenses, maintain inventory, pay vendors and more. Backed by the strength and stability of U.S. Bank, our business loans offer you competitive rates, flexible terms and guidance from a business banker.
U.S. Bank Quick Loan
Quick loan with an online application
Up to $250,000
Fixed interest rates
Business Term Loan
Conventional financing
Up to $1 million
Secured by business assets
Fixed interest rates
Commercial real estate loan
Owner-occupied or investment property
Up to $10 million
Amortizations up to 25 years
Variable or fixed rates
Small Business Administration (SBA)
Government-backed loans1
Up to $12.375 million
Favorable terms as part of the SBA program
Equipment financing
Finance essential business assets
Up to $500,000
Finance up to 125% with soft costs
Multiple pieces of equipment on one contract
SBA Paycheck Protection Program (PPP) loan2
Help for businesses affected by the pandemic
The PPP helped small businesses affected by the COVID-19 pandemic cover payroll and certain other expenses. Customers who have received a PPP loan may be eligible for forgiveness.
Understand key characteristics of a business loan.
- One-time payout of funds
- Interest rates are typically lower than a line of credit
- Interest is paid on full amount
- Repayment is a fixed monthly payment
- May have a prepayment fee
- Fixed repayment timeline
Get help finding a business lending option.
Answer a few questions, and we’ll help you understand financing choices to meet your business needs.
Small business loans helping our communities
From budgeting to staffing to navigating in unprecedented times, business owners inspire us with their creativity and business savvy.
What’s your Financial IQ?
What type of loan may be right for your business?
Evaluate your business goals and specific needs to help you decide between a loan or line of credit.
Leverage credit to plug gaps in business cash flow.
Understand what’s causing your cash flow problems and choose the right strategy to get your balance sheet back on track.
What type of business financing could be right for you?
Take a short quiz to help you find the right business financing option for your situation.
Equal Housing Lender