One mobile banking app for all your money needs

One app for all your money needs

Manage your cash flow, move money safely, and save and spend wisely with the U.S. Bank Mobile App. See why more than a million users have given our app five stars.

Get started by opening any U.S. Bank account today. Apply for a Bank Smartly® Checking account via the app in five minutes or less.

Personal finances on the go

Deposit checks.

Save the trip to the bank using the mobile app.

Pay using your digital wallet.

The mobile app lets you pay for purchases quickly and safely.

Conquer monthly bills.

Never miss a due date again. Schedule payments and stay on top of your recurring bills.

See all your money in one place.

View bank balances, payments and other transactions across all your accounts, even those from other banks.

Transfer money.

Move money between U.S. Bank accounts or accounts at other banks.

Lock or unlock your card.

Prevent unauthorized use with just a few taps.

Send & receive money.

Zelle®2 makes it fast, safe and easy to send and receive money with people you know and trust.

Customize notifications.

Always know if your balance is getting low, a bill is due and much more with push notifications.

Set yourself up for financial success.

Bank Smartly with intelligent money management features.

Credit score view in the U.S Bank mobile banking app

Monitor your credit score.

Keep tabs on your credit with your free credit report.

View of monthly budget in the U.S Bank mobile app

Create a budget.

Use insights from your spending patterns to create a budget you can stick to.

Goal progress view in the U.S Bank mobile app

Set goals.

Create achievable financial goals. We’ll help you get started and track your progress. 

Money Tracker view in the U.S Bank mobile app

Track your spending.

Manage spending across all your accounts and get customized transaction and trend reports. 

Secure mobile banking

Secure mobile banking that protects you and your money

We offer the industry’s strongest available encryption and zero fraud liability.3 We’re so confident in our security measures, we put a guarantee in writing.

Person using a smartphone

Make banking mobile even easier with the U.S. Bank Smart Assistant®.

  • Bank by voice by tapping the microphone. (Or type if you’d prefer.)
  • Save time and reduce steps.
  • Get personalized insights based on your saving and spending habits.

Experience mobile banking before you install the app.

Try our step-by-step tutorials and interactive simulators. No account or commitment is required.

¿Hablas español? Nosotros también.

Operaciones bancarias con confianza en el idioma de tu preferencia. Simplemente abre el menú de la aplicación, selecciona, ajustes o configuraciones, y dirígete a Idioma para elegir inglés o español.

U.S. Bank Mobile App 5-start rating

Take the next step.

Start managing your money today with the award-winning U.S. Bank Mobile App.


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Or text GET APP to 872265 to receive a download link.

Frequently asked mobile banking app questions

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  1. Digital financial services benchmarking firm Keynova Group ranked U.S. Bank #1 for mobile banking apps in its Q3 2023 Mobile Banker Scorecard.

  2. To send money in minutes with Zelle®, you must have an eligible United States bank account and have a mobile number registered in your mobile and online banking profile for at least three calendar days. United States checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.

  3. Zero fraud liability – U.S. Bank provides zero fraud liability for unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply. See the Electronic Fund Transfers section in Your Deposit Account Agreement (PDF) for details.

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Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Deposit products are offered by U.S. Bank National Association. Member FDIC.