Is hiring professional movers worth the cost?

May 17, 2021

Before moving day arrives, consider these key questions when debating between moving yourself or hiring professional movers.


Moving can be expensive, especially when you add up all the little costs — think packing materials, van rentals, and gas if you’re moving far away. The biggest expense that many people want to avoid is the cost of hiring professional movers, but the expense might be worth it for some, depending on your situation. Before you start a DIY move, ask yourself these questions.


What’s the most precious thing I own?

If your most prized possessions are your laptop and a ring you have never take off, then a DIY move is fairly low-risk.

However, if you have heirloom furniture, fine china or large and fragile electronics, professional movers may be worth the investment. If something breaks, a moving company is insured and can help you finance a replacement item. If something breaks during a DIY move, there’s not much you can do.


How hard is it to pack for my move?

In a DIY move, you and your volunteers should be able to pack clothes, books and most household items without much difficulty. On the other hand, large furniture like couches, heavy dressers and tables that need to be taken apart or maneuvered through doorways and stairwells are best left to the professionals. The last thing you want is to find yourself at your new home, exhausted and trying to figure out how to put your bed frame back together.


How far am I going?

Professional moving services charge by the pound and the mile, so you’ll save more by hauling your own belongings for a long move — but you’ll still have to pay for truck rental and gas. If you’re moving within the same town, you can save by hiring movers for your furniture and large items only, then transporting smaller items through multiple trips in your own car.


What’s my time worth?

When you hire movers, you’re saving yourself a lot of time and stress you’d otherwise spend on tedious moving tasks. If moving your own belongings means taking time off from work, hiring a babysitter, boarding your pets or buying special equipment, take those costs into account. Everyone is different — if your values dictate that those costs aren’t worth it, a DIY move may suit you better.


What’s my budget for my move?

Get quotes from movers online or in person. For a local move, look for a licensed and insured mover with lots of positive reviews. For a longer move, request estimates from a few of the major interstate moving companies. A professional mover will come to your house and estimate the weight of your belongings, but you can also get a rough estimate online based on the size of your house and a general description of your furniture and appliances.


What’s worth the trip?

Moving is a great time to downsize. Some things can’t be moved for safety reasons, so be prepared to let go of things like propane tanks and harsh cleaning supplies. Getting rid of large items you don’t use is a great way to cut costs on a professional moving crew.

You can donate qualifying items to charity and keep the receipts for a possible tax deduction. Consider selling bulky appliances like refrigerators and washing machines to your home’s new owners if you were planning to replace them in your new space anyway.


How flexible is my timeline for my movers?

Hiring professional movers is the busiest — and most expensive — during the summer and at the end of each month. If you can schedule your move at an off-peak time, you may be able to negotiate a better rate.


Are my friends and family willing to help me?

Not everyone is up for helping their friends and family move, but if you’re able to find a small team to give you a hand, it can save you a lot of money. Make sure to be gracious and return the favor when the time comes.


Learn more about other costs that could come along with homeownership.

Related content

U.S. Bank asks: Do you know what an overdraft is?

U.S. Bank asks: Do you know your finances?

U.S. Bank asks: What do you know about credit?

U.S. Bank asks: Transitioning out of college life? What’s next?

How to increase your savings

How to manage your finances when you're self-employed

Changes in credit reporting and what it means for homebuyers

What’s the difference between Fannie Mae and Freddie Mac?

6 essential credit report terms to know

Webinar: Mortgage basics: What’s the difference between interest rate and annual percentage rate?

Know your debt-to-income ratio

Understanding the true cost of borrowing: What is amortization, and why does it matter?

Your guide to breaking the rental cycle

Allowance basics for parents and kids

7 steps: How couples and single parents can prepare for child care costs

How I did it: Built living spaces to support my family

Tips for handling rising costs from an Operation HOPE Financial Wellbeing coach

Practical money skills and financial tips for college students

How can I help my student manage money?

Adulting 101: How to make a budget plan

Webinar: Smart habits and behaviors to achieve financial wellness

What I learned from my mom about money

Preparing for adoption and IVF

Personal finance for teens can empower your child

How to track your spending patterns

It's possible: 7 tips for breaking the spending cycle

A checklist for starting a mobility program review

College budgeting: When to save and splurge

Are professional movers worth the cost?

What types of credit scores qualify for a mortgage?

You can take these 18 budgeting tips straight to the bank

What is an escrow account? Do I have one?

How to Adult: 5 ways to track your spending

How to manage money in the military: A veteran weighs in

Family planning for the LGBTQ+ community

Preparing for homeownership: A guide for LGBTQ+ homebuyers

How I did it: Turned my side hustle into a full-time job

Practical money tips we've learned from our dads

Get more home for your money with these tips

Beyond the mortgage: Other costs for homeowners

4 ways to free up your budget (and your life) with a smaller home

Certificates of deposit: How they work to grow your money

Do you and your fiancé have compatible financial goals?

Financial checklist: Preparing for military deployment

5 tips for creating (and sticking to) a holiday budget

Tips for working in the gig economy

How to decide when to shop local and when to shop online

Your 4-step guide to financial planning

High-cost housing and down payment options in relocation

9 simple ways to save

Good money habits: 6 common money mistakes to avoid

Here’s how to create a budget for yourself

Lost job finance tips: What to do when you lose your job

Growing your savings by going on a ‘money hunt’

Key components of a financial plan

Community activist achieves dream of homeownership

A who’s who at your local bank

Saving for a down payment: Where should I keep my money?

What financial advice would you give your younger self?

Tips to raise financially healthy kids at every age

The mobile app to download before summer vacation

Consolidating debts: Pros and cons to keep in mind

7 financial questions to consider when changing jobs

Why other lenders may be reaching out to your employees

Webinar: Mindset Matters: How to practice mindful spending

Dear Money Mentor: When should I refinance a mortgage?

Should you buy a house that’s still under construction?

What’s in your emergency fund?

Don’t underestimate the importance of balancing your checking account

Overcoming high interest rates: Getting your homeownership goals back on track

How to gain financial independence from your parents

Avoiding the pitfalls of warehouse lending

Should you buy now, pay later?

Helpful tips for safe and smart charitable giving

3 ways to keep costs down at the grocery store (and make meal planning fun)

6 pandemic money habits to keep for the long term

6 questions to ask before buying a new home

5 things to consider when deciding to take an unplanned trip

Webinar: Mortgage basics: How much house can you afford?

Is it the right time to refinance your mortgage?

Dear Money Mentor: How do I set and track financial goals?

I own two electric vehicles. Here’s what I’ve learned about buying and driving EVs.

Military homeownership: Your guide to resources, financing and more

Working with an accountability partner can help you reach your goals

Is it cheaper to build or buy a house

30-day adulting challenge: Financial wellness tasks to complete in a month

What are conforming loan limits and why are they increasing

Bringing economic opportunity to underserved communities one home at a time

How do I prequalify for a mortgage?

8 steps to take before you buy a home

First-time homebuyer’s guide to getting a mortgage

How to use your unexpected windfall to reach financial goals

Money management guide to financial independence

Home buying myths: Realities of owning a home

What military service taught me about money management

Improving your credit score: Truth and myths revealed

How to best handle unexpected expenses

Financial gifts can be a valuable – and fun – choice for the holidays

Stay on budget — and on the go — with a mobile banking app

For today's homebuyers, time and money are everything

Transitioning from the military to the civilian workforce

For today's relocating home buyers, time and money are everything

Crypto + Relo: Mobility industry impacts

How I did it: Deciding whether to buy an RV

How I kicked my online shopping habit and got my spending under control

How I did it: Bought a home without a 20 percent down payment

The lowdown on 6 myths about buying a home

Multiple accounts can make it easier to follow a monthly budget

How I did it: Learned to budget as a single mom

What’s a subordination agreement, and why does it matter?

Money Moments: Tips for selling your home

Quiz: How prepared are you to buy a home?

Checklist: 10 questions to ask your home inspector

Webinar: Common budget mistakes (and how to avoid them)

How to save for a wedding

How to save money while helping the environment

Save time and money with automatic bill pay

Webinar: Uncover the cost: Wedding

How I did it: Bought my dream home using equity

Buying a home Q&A: What made three homeowners fall in love with their new home

Spring cleaning checklist for your home: 5 budget-boosting tasks

Checklist: 6 to-dos for after a move

Webinar: Uncover the cost: Building a home

How you can take advantage of low mortgage rates

4 questions to ask before you buy an investment property

Webinar: Uncover the cost: Home renovation

What to know when buying a home with your significant other

Webinar: Mortgage basics: Buying or renting – What’s right for you?

Webinar: Mortgage basics: What is refinancing, and is it right for you?

Webinar: Mortgage basics: Prequalification or pre-approval – What do I need?

Webinar: Mortgage basics: How does your credit score impact the homebuying experience?

Webinar: Mortgage basics: Finding the right home loan for you

Webinar: Mortgage basics: 3 Key steps in the homebuying process

What is refinancing a mortgage?

11 essential things to do before baby comes

Webinar: Uncover the cost: Starting a family

Closing on a house checklist for buyers

Webinar: Uncover the cost: College diploma

How to save money in college: easy ways to spend less

Your quick guide to loans and obtaining credit

Test your loan savvy

Crypto + Homebuying: Impacts on the real estate market

Costs to consider when starting a business

Start of disclosure content

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.