Best practices for optimizing the tech lifecycle

A lapse in technology updates can lead to cybersecurity issues and general operational problems, but establishing best practices for investing in new tech can offer secure and cost-efficient solutions.

The correct financing can help your organization manage its tech lifecycle and dramatically cut costs. Learn more about how to find the correct financing for your next tech upgrade.

Tech lifecycle refresh: A tale of two philosophies

Think about your current tech infrastructure. How many assets are older than three years? That’s the average length for manufacturer warranties. This means anything older will incur additional costs every time it needs maintenance. When it’s time to upgrade, organizations must decide whether to utilize cash/liquidity for new IT assets or preserve liquidity and explore finance/leasing options.

Finance or operating lease? Deciphering the difference of equipment finance options

What type of lease makes the most sense for acquiring IT assets? Learn the legal language behind each major acquisition path.

Typical tech refresh cycle

Don't get trapped with old, antiquated equipment.

IT Infrastructure

5 years

As companies manage a growing remote workforce, flexibility is needed to support and maintain servers, networking equipment and related software.


5 years

With most warrantees limited to five years and the rapid improvement of processors, any desktop computer over five years old is a dinosaur.


4 years

With more wear and tear than desktops, laptops have a shorter lifecycle. They also have more stand-alone demand on the processor as they age.


3 years

Tablets are more susceptible to wear and tear and breakage than laptops or desktops, leading to a shorter lifecycle.

Maximizing your deductions: Section 179 and Bonus Depreciation

Before 2018, the IRS limited Bonus Depreciation to new equipment. The IRS now allows for depreciation on used equipment, though it must be “first use” by the purchasing business. Learn more about how to maximize your deductions for new equipment.

Finance equipment and technology for your business

  • Financing solutions allow you to have the latest equipment and technology working for your business.
  • Conserve cash to create additional opportunities and structure payments to minimize cash outlay with up to 100% financing.
  • Partner with a team ready to help you structure solutions that meet your business objectives.
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