Get worldwide purchasing power and flexibility.
Help build or re-establish your credit history with the U.S. Bank Secured Visa Card.1 This secured credit card can be used like any other credit card, and is accepted worldwide, for a low annual fee of $29.
Benefits of the U.S. Bank Secured Visa card:
FREE TRANSUNION® CREDIT SCORE2
Enroll in Online Banking and get your TransUnion Credit Score at no cost and receive email alerts when there are big changes to your credit report.
CHOOSE YOUR PAYMENT DUE DATE
Everyone’s schedule is different. So it’s handy to be able to pick your credit card due date.3
ZERO FRAUD LIABILITY4
You are not responsible for unauthorized transactions if your U.S. Bank Secured Visa Card is ever lost or stolen.
FRAUD PROTECTION
Detects and notifies you of any unusual card activity to help prevent fraud.
24/7 ACCOUNT ACCESS
Use Online Banking or the U.S. Bank Mobile App to make a payment, check your balance, view transactions and much more.
AUTO PAY
Avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.
How credit-building credit cards work:
To open your U.S. Bank Secured Visa Card, you can choose to:
- Apply and fund online using your checking or savings account.
- Print an application and mail a cashier’s check or money order. Personal checks are not accepted.
If approved, we'll send your credit card with a credit line the same amount as your deposit.
- Your deposit must be in hundred-dollar increments. Minimum of $300, maximum of $5,000.
- The deposit is used to open a U.S. Bank secured savings account to ensure your card balance can be paid. The savings account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
- Purchases with the U.S. Bank Secured Visa Card are billed to you each month as with any credit card.
- Payments are not automatically deducted from your secured savings account. You're responsible for making at least your minimum payment by the due date.
Building Your Credit Score.
Good credit is important for many reasons. Loan and credit card approvals are not the only benefit to keeping your credit strong. Visit our Financial IQ site for some easy ways to establish good credit and financial health.
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