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U.S. Bank supports eContracting for retail finance contracts and loan agreements via Dealertrack or RouteOne. Please visit the portal of your preference to sign up today. eContracting for auto leasing isn’t currently supported, but email funding for retail finance contracts, loan agreements and lease agreements is available.
Delivery options include:
Email email@example.com, including the application number and “Contract” in subject line.
By mail or courier:
4054 Willow Lake Blvd
Memphis, TN 38153
U.S. mail and all other couriers
3268 Progress Way
Wilmington, OH 45177-7700
Only the physical address of the customer’s home residence should be listed on the contract. If the mailing address is different (PO Box, etc.), the customer should complete the Address Information Form found on Dealertrack or RouteOne to communicate a mailing address request. For leases, the lessee will be taxed based upon the physical address as agreed to in the lease contract.
After the warranty/credit life cancellation is completed at the dealership, send the funds to the U.S. Bank address below for processing. Include the customer’s last name, effective date and complete VIN on the documentation for proper identification.
P.O. Box 2684
Oshkosh WI 54903
In U.S. Bank online banking: Log in and choose Bill payments from the main menu bar. Then, select Pay bills & U.S. Bank accounts from the dropdown menu that appears.
In the U.S. Bank Mobile App: Select Pay bills & transfer from the menu at the bottom of the Accounts dashboard. Then, select Pay a bill.
By mail: Customers will need to include their account number with the payment and send it to:
PO Box 790167
St. Louis, MO 63179 - 790167
For ACH transfers, it will take approximately 48 hours on average for funds to appear in your account. This can fluctuate, depending upon your financial institution. Deposits to U.S. Bank accounts post same day.
If you’re an RTP® Network eligible dealer, funds will be deposited in your account within minutes of completed contract package acceptance up to seven days a week, including holidays.
Adjustments to reserve amounts will be reflected on the next month-end statement. For auto dealers, the adjustment will be offset financially by the other activities on the statement.
Please refer to your Dealer Agreement Reserve Addendum for a definition of the reserve applied to your contract.