Explore bank accounts

Visit our checking account information page to find answers to common account questions and learn about banking options, account features and services.

You must provide your full name, physical address (where you live), date of birth, occupation, Taxpayer Identification Number (TIN) and government issued photo identification when processing cash transactions.

Yes. Our online banking security uses advanced encryption and monitoring technology to ensure your information stays safe and secure. And to keep your personal information confidential, we have strict policies and procedures in place. Only you have access to your accounts with your username and password. We strongly suggest you don’t share your username, password, PIN or account number with anyone. U.S. Bank will never request this type of information via email.

Our Digital Security Guarantee is another way we protect our customers from fraud loss. Our online banking is so secure that we'll cover any losses due to unauthorized use of your account, provided you notify us in a timely fashion when you notice any suspicious activity.

All of our checking accounts have the option to apply jointly.

To open a joint checking account, simply select the Joint option when applying. Both you and your co-applicant will need to provide a Social Security number, income information and other details.

You need to be 18 years or older and a legal U.S. resident.

There’s also some info you’ll need to provide when opening a checking account.