Make holiday gift giving easier in a digital world

More and more people are using their mobile phones to pay bills, make purchases and even give gifts. Here are some fun (and easy) ways you can use digital banking apps to share joy and good cheer this holiday season.

If you can’t travel to see your family and friends over the holidays, your phone might be the best way to stay connected. But did you know it’s also the preferred way to give a gift? According to, sending money through person-to-person apps is preferred by 38% of respondents while 36% say they plan to give a physical gift.

Here are some other ways digital banking apps can help make the holidays brighter:

  • Use it to split a bar tab: If you’re going to a holiday cocktail party with friends, it can be awkward when the check comes. But using a digital wallet can make paying your portion easier and less stressful. 
  • Use it to split the cost of a group gift: Four out of five consumers have split the cost of a gift with someone else and that trend is likely to continue. 
  • Give the gift of cash: More and more people say they prefer the gift of money and plan to spend it on experiences, bills and personal spending. 
  • Shop for locally made gifts: Support local artists, restaurants and other small businesses by using your digital wallet to buy one-of-a-kind pieces, services or gift cards. 
  • Use it to tip a service provider: An easy way to say thank you to your dog walker, hair stylist, gardener and paper boy is to give them a digital tip or bonus. 
  • Send money to your favorite charity: Make your money count for double by donating to a charity in your loved one’s name.

Holiday gifting for businesses

Business owners and managers can get in on the benefits of digital gifting too. Celebrate staff by gifting them money at the holidays and build a reward program for customers to show your appreciation.

The holidays can be a wonderful time of year, but it can also be a stressful time. Using digital banking apps can lessen stress by making the shopping experience simpler and easier.
In addition to making payments, viewing transactions and account balances, most mobile banking apps will let you set notifications that alert you when your balance drops below a certain level or when a withdrawal is made. That way you can stay on top of your holiday budget. And if you still get cash or a check in your holiday card from grandma, you can deposit it into your account by snapping a photo of it on your device.
Download the U.S. Bank Mobile App to start using Zelle®. The app and the U.S. Bank Smart Assistant are available in the language you prefer. Just open the app menu, select settings and go to Language to choose English or Español.

Related content

Role of complementary new channels in your payments strategy

ABCs of APIs: Drive treasury efficiency with real-time connectivity

Want AP automation to pay both businesses and consumers?

Restaurant surveys show changing customer payment preferences

Restaurant surveys show changing customer payment preferences

Make holiday gift giving easier in a digital world

3 awkward situations Zelle can help avoid

Can faster payments mean better payments?

Colleges respond to student needs by offering digital payments


Start of disclosure content

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.