NONPROFIT BANKING SOLUTIONS

Support your mission with tailored financial solutions.

Manage funds more efficiently with banking options that help you focus on what matters most – making a difference.

  • Earn interest on the donations you’ve collected.

  • Simplify donation collection.

  • Automate security and enhance fraud detection.

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$12 million

In U.S. Bank Foundation grants

160+

Years as a trusted banking partner

U.S. Bank is dedicated to supporting your nonprofit organization.

Earn interest on donations.

Our nonprofit business checking account offers no monthly maintenance or balance fees. Plus, earn interest on the donations you’ve collected. See today’s rates.1

Expand your capabilities.

We provide loans and lines of credit for nonprofits to help grow and facilitate capital investments.

Spend with purpose.

Simplify your expenses with a Community Card, when cash flow is tight.

Key products for nonprofit organizations

Nonprofit checking account package

A nonprofit checking account with no balance or monthly maintenance fees is ideal for nonprofit organizations with unique transaction schedules.

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Payment solutions

Streamline donation collection processes using donor management solutions. Additionally, qualified account holders may benefit from same-day funding2 without fees.

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Community Card

Take advantage of a competitive rewards program that gives back – no personal guarantor required. Plus, your credit card program will remain the same even if officers and users change. Only 501(c)(3) and 501(c)(4) nonprofits (or municipalities) are eligible.

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Easy cash management with SinglePoint® Essentials

Enable online access, assign role-based permissions and streamline check deposits for faster fund availability.

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Business Diversity Lending Program

Our Business Diversity Lending Program is a special purpose credit program under the Equal Credit Opportunity Act, designed to support small businesses from varied backgrounds.

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Connect with industry-leading bankers.

Whether you are thinking of starting a nonprofit or have an established organization, our dedicated nonprofit banking specialists are readily available to offer support and guidance.

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U.S. Bank’s collaboration with Catchafire not only supports nonprofits in achieving their missions but also fosters long-term sustainability by helping us build the foundational structures needed for growth.

Michelle Miranda, founder and CEO of Alliance for Community Empowerment
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Frequently asked questions

We have dedicated products and services for nonprofits.

Whether it’s long-term or short-term financing – we’ve got you covered with everything from lines of credit for working capital to loans with fixed rates. For new or established nonprofits, secure funding for what's important to you.

A U.S. Bank Community credit card can give you access to funds to cover expenses, including utility bills, office supplies, events, and marketing materials. Since nonprofits may have more rigid spending guidelines than other for-profit businesses, a credit card can provide more financial flexibility.

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Donor-advised funds: Tax and other benefits

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Let’s connect.

Explore locations

Find the U.S. Bank branch nearest you.

Make an appointment

Schedule a virtual or in-person meeting with a business banker.

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Fill in details about your banking needs and a representative will call you.

Call us

Call 800-673-3555 to talk with a representative right away.

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Disclosures

  1. Interest rates subject to change without notice.

  2. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speed is dependent on batch times and will be processed every day, including weekends and holidays. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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See the U.S. Bank Your Deposit Account Agreement booklet for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice. For the most current information about packages and benefits available, contact your banker.

U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

U.S. Bank and SinglePoint are registered trademarks of U.S. Bank National Association.

General conditions and fees may apply. See a business banker for details.

Eligibility requirements and restrictions apply. Please see the Digital Services Agreement for more information.

Financing under the Business Diversity Lending Program is subject to credit approval. Terms and conditions are subject to change.

Business Diversity Lending Program: To be eligible for the BDLP, your business must be at least 51% owned and operated by one or more individuals who are women, people of color and/or veterans. Demographic information regarding gender, race and veteran status is required only to determine eligibility for this program. U.S. Bank does not discriminate on this or any other prohibited basis.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Deposit products are offered by U.S. Bank National Association. Member FDIC.