Debt can be a useful financial tool – if you use it wisely. Knowing how to manage debt is a critical component of building your financial wellness. Here’s information to help you get started.

 

Your quick guide to loans and obtaining credit

How I did it: Paid off student loans

5 steps to selecting your first credit card

Dear Money Mentor: How do I begin paying off credit card debt?

5 tips to use your credit card wisely and steer clear of debt

Be careful when taking out student loans

Consolidating debts: Pros and cons to keep in mind

Know your debt-to-income ratio

Assess your financial wellness

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Financial Wellness Webinar Series

Learn more about our financial wellness webinar series, where you can register for an upcoming live webinar or watch our past webinars on demand.

Get more personal finance tips

Find more tips and inspiration to help you reach your financial goals

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.