Today's Savings Rates

High yield savings account features

With over 3,000 branches and 13,000 U.S. Bank and partner1 ATMs nationwide, we make banking easier and more convenient than ever! Start saving with an Elite Money Market Savings account. Valuable features include:

Online and Mobile banking

Secure access to your account makes it easy to stay in control of your finances, whenever you are online.


Free. Efficient. Secure. eStatements get the important information to you in a quick and secure way. You don't have to wait for U.S. Mail and you don't have to worry about the statement getting lost or stolen. Best of all, eStatements are free.

Check Writing Privileges

Enjoy the convenience of check-writing access.2

Overdraft protections

Your savings account can be used as Overdraft Protection for a U.S. Bank Checking account.2

No ATM Transaction fees at U.S. Bank ATMs

Access to thousands of U.S. Bank ATMs and neighborhood branch locations.

Account alerts

Receive email or text message reminders about important activity that you request.

Get an account

  • $100

    Minimum opening deposit

  • $10

    Monthly maintenance fee

Monthly Maintenance Fee

Requirement to waive the fee: $10,000 minimum daily ledger balance.3

Terms and Conditions

Deposit Account Agreement (PDF)

Consumer Pricing Information brochure (PDF)

How to apply

Apply online for our Elite Money Market Account. It’s secure and takes less than ten minutes to complete your application and get a decision.

Getting Started

To apply online, you’ll need:4

  • Your Social Security Number
  • Your driver's license, State ID or Military ID
  • To be at least 18 years old and a legal U.S. resident

Apply Today

  • Enter your personal information
  • Provide details about your account(s)
  • Verify your application data

Submit—and you’re all set.

Start saving