Mortgage basics: Finding the right home loan for you

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What you should know about the different home loan options.

When looking for a mortgage, it’s important to understand which kind is likely to bring you the most reward for your hard-earned money. Researching your options may also help ensure you do not run into unexpectedly high payments or other surprises later on. Learn more about the four most common types of mortgages.

Learn more about the different types of mortgages and try our mortgage calculators.

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Equal Housing Lender

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.