Banking solutions that simplify the day-to-day of your retail business

Our comprehensive digital and full-service retail banking solutions will help simplify managing your finances and operations, so you can focus on delivering for your customers, wherever you reach them.

Accept payments like a pro.

  • Accept credit and debit card payments online, instore, or on the go.
  • Streamline your business with built-in tools for inventory management, sales and staffing.
  • Access funds within hours with Everyday Funding.1
  • Easily create invoices and manage your finances in one place.

Manage your business’s cash flow.

  • Monitor your finances using our cash flow forecast tool, free in the online business banking dashboard or on the mobile app.
  • Fund your business with a business loan or line of credit.
  • Use our reporting and analysis tools to ensure you have the funds to keep your business running smoothly.

Make digital payments and move funds faster.

  • Give your business the flexibility and control to make payments with a U.S. Bank business checking account.
  • Cover business expenses with a U.S. Bank business credit card.
  • Easily transfer money with eChecks, ACH, wire transfers and online banking options.
  • Access all your U.S. Bank cash management services in one secure place with SinglePoint Essentials.

Explore resources for managing your retail business.

Learn financial tips and hear stories from other small business owners.

What type of loan is right for your business?

Borrowing money is a big step for business owners. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your business.

Omnichannel retail: 4 best practices for navigating the new normal

By enhancing and blending digital and physical shopping experiences, your business will be prepared for whatever comes next.

Opening a second location? Cloud-based POS is key to a smooth unveiling

Expanding is exciting but it can come with some pain points. Learn how cloud-based POS data and software can help smooth the transitioning experience for you, your staff and your customers.

How to choose a point-of-sale for your business

Before investing in a new point-of-sale (POS) payment solution for your business, it is important to understand what you need to best meet your business needs.

Support for small businesses

From business checking to payment solutions, U.S. Bank offers products, resources and services to help small businesses thrive, all in one place.   

Pay & receive

Business banking options that seamlessly integrate with payment solutions to help you manage your cash flow and receive payments with ease.

Manage & run

Manage cash flow swings and peak seasons with a clear view of your finances in one place.

Plan & progress

Take your retail business to the next level with expert advice, lending solutions and staff management tools designed for growth.

Frequently asked questions

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  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.