What type of loan is right for your business?
Borrowing money is a big step for business owners. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your business.
Retail business banking services
Empowering you and your retail business to succeed
Seamlessly manage your finances with innovative tools and learn about resources dedicated to retail businesses like yours.
Banking solutions that simplify the day-to-day of your retail business
Our comprehensive digital and full-service retail banking solutions will help simplify managing your finances and operations, so you can focus on delivering for your customers, wherever you reach them.
Accept payments like a pro.
- Accept credit and debit card payments online, instore, or on the go.
- Streamline your business with built-in tools for inventory management, sales and staffing.
- Access funds within hours with Everyday Funding.1
- Easily create invoices and manage your finances in one place.
Manage your business’s cash flow.
- View projections on future cash flow with our Cash Flow Forecast tool so you can better grow your business.
- Fund your business with a business loan or line of credit.
- Use our reporting and analysis tools to ensure you have the funds to keep your business running smoothly.
Make digital payments and move funds faster.
- Give your business the flexibility and control to make payments with a U.S. Bank business checking account.
- Cover business expenses with a U.S. Bank business credit card.
- Easily transfer money with eChecks, ACH, wire transfers and online banking options.
- Access all your U.S. Bank cash management services in one secure place with SinglePoint Essentials.
Explore resources for managing your retail business.
Learn financial tips and hear stories from other small business owners.
Omnichannel retail: 4 best practices for navigating the new normal
By enhancing and blending digital and physical shopping experiences, your business will be prepared for whatever comes next.
Opening a second location? Cloud-based POS is key to a smooth unveiling
Expanding is exciting but it can come with some pain points. Learn how cloud-based POS data and software can help smooth the transitioning experience for you, your staff and your customers.
How to choose a point-of-sale for your business
Before investing in a new point-of-sale (POS) payment solution for your business, it is important to understand what you need to best meet your business needs.
Improve your cash flow and manage your operations with U.S. Bank Business Essentials.
From business checking to payment solutions, U.S. Bank Business Essentials offers products, resources and services to help small businesses thrive, all in one place.
Pay & receive
Business banking options that seamlessly integrate with payment solutions to help you manage your cash flow and receive payments with ease.
Manage & run
Manage cash flow swings and peak seasons with a clear view of your finances in one place.
Plan & progress
Take your retail business to the next level with expert advice, lending solutions and staff management tools designed for growth.
Frequently asked questions
Customers expect the ability to pay in any environment - online, in-person, by phone, in-app or by mobile wallet. U.S. Bank Payment Solutions and talech allow your business to accept payments from anywhere – a store front, online, over the phone from home, on location or wherever your customers are. In addition, talech provides a contactless shopping experience.
Cash flow keeps business in business. You need money in your account to pay invoices, payroll and achieve your goals. Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekends and weekdays which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank depository account customers with a U.S. Bank Payment Solutions account.
Yes. Surcharging gives business owners complete control and ability to offset credit card acceptance costs. It also helps businesses expand payment acceptance options while enabling the business to sustain revenues. Learn more about how the U.S. Bank Credit Card Surcharge Program can help your business.
A U.S. Bank business credit card can give you access to funds to cover expenses, including inventory to help you plan and manage seasonal fluctuations. Learn more about how a business credit card can help your retail business.
Ready to get started?
Start of disclosure content
Disclosures
Start of disclosure content
Equal Housing Lender