What type of loan is right for your professional service?
Borrowing money is a big step. Evaluating your goals and specific needs can help you decide if a loan or line of credit is right for your professional service.
Professional services banking solutions
Level up your business management.
Get the same level of service that your clients expect whether you need help with cash flow management, business financing or payroll. Talk to a banker and see how we can help you make the most of your time by simplifying your operations.
Simplify your bookkeeping and staffing needs
Our comprehensive digital and full-service financial solutions will help streamline staff management, invoicing and payroll needs. Also, we offer lending to manage your business, maximize your cash flow, or finance real estate for a new office.
Accept client payments with ease.
- Easily create invoices and manage your finances in one place.
- Accept credit, debit and contactless payment solutions (Apple Pay®, Google Pay® and Samsung Pay®) from anywhere.
- Streamline your business with a point of sale system customized for your needs.
Monitor and manage cash flow cycles.
- Get projections using our Cash Flow Forecast tool to grow your business better.
- Fund your accounting, architecture firm or legal service with a business loan, real estate loan, or line of credit.
- Use our reporting and analysis tools to ensure you have ample revenue to keep your your business running smoothly.
Eliminate payroll hassle.
- Manage payroll with SinglePoint® Essentials ADP.
- Access ADP® full-service payroll and HR solutions support.
- Use paperless payroll to save time and money.
Finance upgrades and growth.
- Purchase office equipment and technology with business equipment financing.
- Tap into government-backed loans for up to $12.375 million1 through the Small Business Administration (SBA).
- Land or expand your dream space with a commercial real estate loan.
Thought leadership and best practices
Learn financial tips and hear anecdotes from other professional services businesses.
Eight ways small businesses can manage their cash flow
Knowing how much cash is coming in and going out, and accurately forecasting sales and expenses, is crucial to maintaining your company’s health. Here are the top things to remember when managing your cash flow.
What you need to apply for an SBA loan
There are different types of Small Business Administration loans, each with its own requirements. Find out how you can apply for an SBA loan.
Capitalize on our Diversity Lending Program.
U.S. Bank is committed to supporting minority-, woman-, and veteran-owned businesses in reaching their goals with access to business funding, support and financial resources. Find out if you qualify for a business loan or line of credit through the U.S. Bank Business Diversity Lending Program.
Monitor and manage cash flow at your fingertips
From business checking to payment processing solutions for small business, U.S. Bank Business Essentials® offers products, resources and services to help your enterprise thrive, all in one place. Access one centralized view of your cash flow with an online banking dashboard.
Frequently asked questions
When you log in to online banking using your business profile, you can create and send invoices, seamlessly transfer money, view your accounts, balances, income and expenses, link external accounts and connect to our partner apps from the online banking dashboard.
Online banking provides digital access to your accounts where you can view statements, manage business credit cards, receive alerts, and more.
In addition, QuickBooks can integrate with your business checking accounts and business savings accounts by using the online download transaction feature. With QuickBooks Online and Direct Connect, you can also include your business credit cards and business loans.
U.S. Bank Business Essentials combines our best-in-class digital tools with personal support so you can better Pay & Receive, Manage & Run and Plan & Progress your business. In addition, it combines these tools with a seamless digital dashboard along with trusted experts to help you.
Our money-smart products help you improve how you Pay & Receive, Manage & Run and Plan & Progress – at every stage of your business.
Pay & Receive- Smart, cash flow solutions that provide an easy and efficient way to make and accept payments, manage payroll, invoice, transfer funds with Zelle® and pay your credit cards.
Manage & Run- Seamless management tools that help you make informed decisions and manage your finances. Send invoices, track your income and expenses, manage your inventory and even manage fraud using the U.S. Bank Business Essentials dashboard.
Plan & Progress- Business solutions and expert support to help drive your business forward including goals and financial planning with a banker. Access insights from our small business resource center, integrate third party tools like U.S. Bank EasyTax℠ into your U.S. Bank Business Essentials dashboard and compare U.S. Bank business lending solutions using our product recommender.
Roll ADP® is a mobile app which manages payroll disbursement, tax filings, employee payroll statements with same-day and next-day direct deposit available. Just submit amounts and hours worked and the funds are directly deposited within 24 business hours. You can also opt for same-day deposits if you want to pay your staff even faster. In addition, you can easily integrate with QuickBooks® Online.
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A U.S. Bank business credit card can give you access to funds to cover expenses, including office supplies to help you plan and manage seasonal business fluctuations. Learn more about how a business credit card can help your professional service business.
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