Adulting 101: How to make a budget plan

Once you understand your monthly spending habits, you’ll be able to make adjustments and empower yourself to save for the future.

Tags: Budgeting, Home, Planning, Goals, Be prepared, Accounts, Banking basics
Published: January 15, 2020

Establishing a monthly budget is an essential first move toward making your short- and long-term financial goals a reality. Follow these eight simple steps to get started.


Monthly budget template

Fill in our budget calculator starting with your monthly after tax income. At the end, you’ll see results showing your monthly budget. What’s left over after expenses? What expenses can you trim down? Let’s get started…

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Tip: Do a deeper dive each year to make sure your budget is keeping you on track to reach your goals.


How’d you do? Learn more and take your budget to the next level. Read on for more budgeting tips to help track your spends and help you save.