Asistente Inteligente de U.S. Bank®

U.S. Bank launches nation’s first Spanish-language voice assistant for banking

U.S. Bank has launched Asistente Inteligente de U.S. Bank®, a Spanish-language version of our best-in-class Smart Assistant in the U.S. Bank Mobile App.

Nuestra Herencia Visa debit card logo

Celebrate Nuestra Herencia.

At U.S. Bank we draw strength from diversity. That’s why we’ve partnered with Flora Rees-Arredondo, an emerging Latina graphic artist, on the design of our U.S. Bank Visa® Debit Card with the Nuestra Herencia card. This card design is rooted in Latino culture and celebrates Hispanic heritage with a fresh, contemporary twist.

Financial guidance for you and your family

Family sitting on couch smiling

Tips on managing your money

Find articles, online courses and resource collections covering a wide range of topics.

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Get financial Insights at your fingertips

Learn to save and spend smarter with personalized Insights in the U.S. Bank Mobile App.

Supporting our community

National Museum of the American Latino Partnership

National Museum of the American Latino Partnership

U.S. Bank is proudly investing $1 million in the National Museum of the American Latino over the next five years. This represents our continued commitment to supporting Hispanic and Latino communities across the country. It is critical that we all have an understanding of the rich culture and history of the American Latino people.

Let's partner together.


We have several personal checking accounts to choose from. Find the one that best fits your needs.


Whether you’re just starting out or are well established, we have the tools and services to help you manage and grow your business.

Diversity, Equity & Inclusion

Our commitment to diversity, equity and inclusion is core to who we are. Learn how U.S Bank draws strength from our diverse backgrounds.

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  1. A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $300 or $500 bonus by opening a new U.S. Bank Smartly Checking account (excluding Safe Debit Account) from October 11 through and including November 21, 2022. The checking account must be opened in a branch/online/over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account that total: $3,000 to $5,999 to earn the $300 bonus, or $6,000 or more to earn the $500 bonus. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two year(s), or received other U.S. Bank bonus offers within the past two year(s).

    Limit one checking bonus per person. Current U.S. Bank employees are not eligible. Offer not available through Alliance partnerships. Offer not available with Trust Accounts. Other restrictions may apply. All standard account terms, conditions and opening procedures apply. For a comprehensive list of account pricing, terms and policies, see the Your Deposit Account Agreement and the Consumer Pricing Information (PDF) disclosure.

    You must use the promotion code listed on this offer when you apply. If you navigate away from this page, the promotion code is not automatically included and you will need to manually input the code during your application.

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The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.