Make SMART money moves.
- Save for a rainy day.
- Manage your budget.
- Access your credit score.
- Reduce your debt.
- Track your online security.
The U.S. Bank Smartly™ Checking account offers special benefits to students ages 13 through 24. Apply online in minutes with an opening deposit of $25.
Note: Young adults ages 18 and over may apply individually or jointly. Youth ages 13 through 17 must apply jointly with an adult.
As a youth or young adult, when you open a U.S. Bank Smartly™ checking account you’re automatically enrolled in the free U.S. Bank Smart Rewards™ program.
Start your financial journey on the right foot by opening a Standard Savings account.
Young adults ages 18 and over may open an account individually or jointly, online or in a branch. Youth ages 17 and under can open an account jointly with an adult together in a branch.
The minimum opening deposit is $25 and online applications can typically be completed in minutes.
Visit the U.S. Bank Financial IQ Student Center to discover a vast array of resources on topics relevant to you. Be sure to check out the U.S. Bank Student Scholarship Sweepstakes.
Tap into an array of tools, programs and resources that work together to put you - and keep you - on the road to financial wellness.
Yes, if you want to use your student ID for PIN debit purchases and ATM withdrawals, you’ll need either a U.S. Bank Smartly Checking account or a Safe Debit account.
Report your card as lost or stolen as soon as possible. You’ll need to contact both your school’s card office and U.S. Bank. Call us at 800-USBANKS (872-2657) or you can call or visit a U.S. Bank branch.
To get a replacement card, visit your school’s card office. Some card offices may charge a replacement fee for lost or stolen cards. When you get a replacement card, visit a banker at any U.S. Bank branch to link your new card to your U.S. Bank account.