First bank account

It’s time to go solo.

You’ve had a lot of “firsts” lately. Let’s add opening your first bank account to the list.

Apply for most accounts in five minutes or less with the confidence of knowing your information is secure.

Enjoy the benefits of our Student Checking.¹

U.S. Bank Student Checking is a full-service checking account with features to help students manage their money.

No monthly maintenance fee
A campus banking program at participating schools
Online banking and an award-winning mobile app
No fees for overdraft protection transfers made from a linked deposit account
One of the largest ATM networks in America and no ATM transaction fees at U.S. Bank ATMs and MoneyPass^® Network ATMs²
A Digital Security Guarantee
24/7 customer service
E-statements (electronic financial documents delivered securely to your account)

Enjoy the benefits of our Standard Savings.

U.S. Bank Standard Savings has features that are ideal for new savers.

$25 minimum opening deposit
Low minimum balance requirements
Earns interest
Automated savings option
Low monthly maintenance fee of $4. Waive the fee by meeting one of the following three requirements: $300 minimum daily ledger balance³ or $1,000 average monthly collected balance⁴ or account holder(s) under age 18.⁵

Bank when, where and how you want.

More than 1 million customers have given the U.S. Bank Mobile App an overall rating of five stars. The app can help you manage your money and feel confident about your financial decisions.

View detailed transaction information and track your spending by category.
Easily send,⁶ receive and request⁷ money with friends and family using Zelle^®.
Set customized alerts⁸ to stay aware of low balances, large purchases and more.
Receive personalized insights based on your saving and spending activity.
Monitor your credit score⁹ for free.
Get quick, personalized banking answers with U.S. Bank Smart Assistant ™.
Securely share your screen with a banker, with optional face-to-face video, for hands-on help when you need it.