Take control of fees.
As a Youth or Young Adult, when you open a Bank Smartly Checking account, you’re automatically enrolled in the free U.S. Bank Smart Rewards® program. You’ll receive these benefits:
- $0 monthly maintenance fees3
- $0 ATM transaction fees at U.S. Bank ATMs and on first four Non-U.S. Bank ATM transactions per statement period (Non-U.S. Bank ATM transaction fees apply after four)4,5
- $0 overdraft protection transfers made from an eligible linked U.S. Bank deposit account6
- $0 overdraft fees when overdrawn $50 or less7
- Overdraft Fee Forgiven8 program
The perks don’t stop with checking. You’ll also receive benefits such as 100 Free Trades9 per calendar year with a self-directed brokerage account, exclusively through our affiliate, U.S. Bancorp Investments.